6342983
homeownership
1
apa
50
date
1
1
title
864
https://www.thehousinghub.ca/wp-content/plugins/zotpress/
%7B%22status%22%3A%22success%22%2C%22updateneeded%22%3Afalse%2C%22instance%22%3Afalse%2C%22meta%22%3A%7B%22request_last%22%3A0%2C%22request_next%22%3A0%2C%22used_cache%22%3Atrue%7D%2C%22data%22%3A%5B%7B%22key%22%3A%22NE5ZLJR6%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Martin%20et%20al.%22%2C%22parsedDate%22%3A%222020-03-15%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMartin%2C%20D.%20G.%2C%20Hadizadeh%20Esfahani%2C%20A.%2C%20Williams%2C%20O.%20R.%2C%20Kruger%2C%20R.%2C%20Pierce%2C%20J.%2C%20%26amp%3B%20DeFilippis%2C%20J.%20%282020%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2019.1603363%26%23039%3B%26gt%3BMeanings%20of%20limited%20equity%20homeownership%20in%20community%20land%20trusts%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%20Studies%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B35%26lt%3B%5C%2Fi%26gt%3B%283%29%2C%20395%5Cu2013414.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F02673037.2019.1603363%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Meanings%20of%20limited%20equity%20homeownership%20in%20community%20land%20trusts%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Deborah%20G.%22%2C%22lastName%22%3A%22Martin%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Azadeh%22%2C%22lastName%22%3A%22Hadizadeh%20Esfahani%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Olivia%20R.%22%2C%22lastName%22%3A%22Williams%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Richard%22%2C%22lastName%22%3A%22Kruger%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Joseph%22%2C%22lastName%22%3A%22Pierce%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22James%22%2C%22lastName%22%3A%22DeFilippis%22%7D%5D%2C%22abstractNote%22%3A%22Discourses%20regarding%20homeownership%20in%20the%20United%20States%20emphasize%20housing%20as%20an%20economic%20investment.%20This%20focus%20fosters%20a%20number%20of%20problems%2C%20including%20inflated%20housing%20values%2C%20increased%20segregation%2C%20economic%20divisions%2C%20and%20the%20foreclosure%20crisis.%20Community%20land%20trusts%20%28CLTs%29%20put%20land%20in%20a%20non-profit%20trust%20to%20keep%20it%20affordable%20long-term.%20We%20examine%20CLTs%20as%20affordable%20housing%20organizations%20where%20individual%20residents%20own%20homes%20in%20the%20trust%20and%20lease%20the%20land%20underneath%20from%20the%20CLT.%20Interviews%20of%20CLT%20homeowners%20and%20staff%20in%20Minnesota%2C%20USA%2C%20show%20that%20the%20use%20value%20of%20CLT%20housing%20creates%20opportunities%20for%20different%20life%20choices.%20CLT%20homeowners%20cite%20stability%20and%20autonomy%20as%20the%20primary%20benefits%20of%20homeownership.%20They%20expressed%20newfound%20confidence%20and%20freedom%20to%20pursue%20personal%20goals%20and%20live%20less%20restricted%20lives%20after%20moving%20into%20CLT%20homes%2C%20a%20finding%20also%20emphasized%20by%20CLT%20staff.%20Limited%20equity%20housing%20such%20as%20CLTs%20can%20both%20reinforce%20dominant%20meanings%20of%20homeownership%20as%20providing%20security%20and%20autonomy%2C%20while%20also%20fostering%20access%20and%20affordability%20for%20low-income%20residents.%22%2C%22date%22%3A%222020-03-15%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F02673037.2019.1603363%22%2C%22ISSN%22%3A%220267-3037%2C%201466-1810%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2019.1603363%22%2C%22collections%22%3A%5B%22SYWR42QS%22%2C%22WK63SEK5%22%2C%22DSBBDI8M%22%2C%22IZWQVRKV%22%5D%2C%22dateModified%22%3A%222020-10-18T20%3A29%3A43Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Minnesota%22%7D%2C%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22USA%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%20-%20US%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20affordability%22%7D%2C%7B%22tag%22%3A%22housing%20investment%22%7D%2C%7B%22tag%22%3A%22use%20value%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22SEBJ8Z6V%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Sharam%22%2C%22parsedDate%22%3A%222020-01-02%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BSharam%2C%20A.%20%282020%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2019.1594712%26%23039%3B%26gt%3B%26%23039%3BDeliberative%20development%26%23039%3B%3A%20Australia%26%23039%3Bs%20Baugruppen%20movement%20and%20the%20challenge%20of%20greater%20social%20inclusion%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%20Studies%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B35%26lt%3B%5C%2Fi%26gt%3B%281%29%2C%20107%5Cu2013122.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F02673037.2019.1594712%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22%27Deliberative%20development%27%3A%20Australia%27s%20Baugruppen%20movement%20and%20the%20challenge%20of%20greater%20social%20inclusion%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Andrea%22%2C%22lastName%22%3A%22Sharam%22%7D%5D%2C%22abstractNote%22%3A%22German%20Baugruppen%20are%20the%20most%20well-known%20of%20the%20collaborative%2C%20self-organized%20alternatives%20to%20speculatively%20produced%20multi-residential%20housing%2C%20delivering%20housing%20at%20a%20significant%20price%20discount%20to%20market.%20However%2C%20Baugruppen%20have%20been%20criticized%20for%20excluding%20less%20affluent%20households%20with%20financing%20and%20social%20capital%20barriers%20identified%20by%20Hamiduddin%20and%20Gallent%20as%20reinforcing%20socioeconomic%20stratification.%20Collaborative%2C%20self-organized%20housing%20is%2C%20however%2C%20under-researched%20and%20there%20has%20been%20scant%20attention%20to%20financing.%20Collaborative%2C%20self-organized%20multi-residential%20housing%20in%20Australia%20is%20known%20as%20%5Cu2018deliberative%5Cu2019%20development%20to%20differentiate%20it%20from%20%5Cu2018speculative%5Cu2019%20development.%20We%20draw%20on%20case%20studies%20of%20deliberative%20development%20in%20Australia%20to%20reveal%20how%20projects%20are%20financed%20and%20how%20financing%20impacts%20on%20social%20equity%20considerations.%20Proponents%20of%20contemporary%20deliberative%20development%20in%20Australia%20are%20deeply%20concerned%20about%20housing%20affordability%20and%20declining%20rates%20of%20home%20ownership.%20This%20has%20focused%20attention%20on%20development%20financing%20as%20a%20key%20to%20systemic%20change%20paving%20the%20way%20for%20inclusion%20of%20less%20wealthy%20households.%22%2C%22date%22%3A%222020-01-02%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F02673037.2019.1594712%22%2C%22ISSN%22%3A%220267-3037%2C%201466-1810%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2019.1594712%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22DSBBDI8M%22%5D%2C%22dateModified%22%3A%222020-10-02T13%3A55%3A51Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Australasia%22%7D%2C%7B%22tag%22%3A%22Australia%22%7D%2C%7B%22tag%22%3A%22Baugruppen%22%7D%2C%7B%22tag%22%3A%22affordable%20housing%22%7D%2C%7B%22tag%22%3A%22deliberative%20development%22%7D%2C%7B%22tag%22%3A%22development%20finance%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20affordability%22%7D%2C%7B%22tag%22%3A%22multi-residential%20housing%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22PWWXJ6GR%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Lawton%22%2C%22parsedDate%22%3A%222020%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BLawton%2C%20J.%20D.%20%282020%29.%20Limited%20Equity%20Cooperatives%3A%20The%20Non-Economic%20Value%20of%20Homeownership.%20%26lt%3Bi%26gt%3BJournal%20of%20Affordable%20Housing%20%26amp%3B%20Community%20Development%20Law%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B23%26lt%3B%5C%2Fi%26gt%3B%283%26%23x2013%3B4%29.%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Limited%20Equity%20Cooperatives%3A%20The%20Non-Economic%20Value%20of%20Homeownership%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Julie%20D%22%2C%22lastName%22%3A%22Lawton%22%7D%5D%2C%22abstractNote%22%3A%22Many%20Americans%20embrace%20homeownership%20for%20reasons%20beyond%20investment.%5CnThis%20article%20evaluates%20the%20meaning%20of%20homeownership%2C%20particularly%5Cnwhen%20wealth%20creation%20is%20not%20the%20primary%20goal.%20There%20are%20non-economic%5Cnvalues%20to%20homeownership%2C%20particularly%20for%20low-%20and%20moderate-income%20residents%2C%5Cnwhich%20remain%20unexplored.%20This%20article%20seeks%20to%20evaluate%20the%20arguments%5Cnof%20legal%20scholars%20and%20economists%20in%20light%20of%20the%20limited%20equity%20cooperative%2C%5Cna%20form%20of%20homeownership%20that%20significantly%20limits%20equity%5Cnappreciation%20for%20the%20owner.%20While%20the%20limited%20equity%20cooperative%20is%20an%5Cnolder%20form%20of%20homeownership%2C%20it%20has%20reemerged%20as%20a%20valued%20homeownership%5Cnoption%2C%20especially%2C%20though%20not%20exclusively%2C%20for%20low-%20and%20moderateincome%5Cnresidents.%20This%20article%20works%20to%20dispel%20the%20argument%20that%20homeownership%2C%5Cnparticularly%20limited%20equity%20cooperative%20homeownership%2C%20has%20less%5Cnvalue%20to%20the%20homeowner%20because%20equity%20appreciation%20is%20restricted%20or%20because%5Cnlimited%20equity%20cooperatives%20are%20a%20non-traditional%20form%20of%5Cnhomeownership.%5Cn%5CnPart%20I%20of%20the%20article%20will%20provide%20a%20brief%20history%20of%20the%20federal%20government%5Cu2019s%5Cnefforts%20to%20promote%20homeownership%2C%20particularly%20for%20low-%20and%5Cnmoderate-income%20individuals.%20Part%20II%20will%20provide%20a%20brief%20description%20of%5Cnthe%20different%20types%20of%20traditional%20homeownership%20models%20common%20in%20the%5CnUnited%20States.%20Part%20III%20will%20provide%20a%20history%20of%20and%20evaluate%20one%20of%20the%20alternatives%5Cnto%20the%20traditional%20homeownership%20model%5Cu2014the%20housing%20cooperative%2C%5Cnspecifically%20the%20limited%20equity%20cooperative.%20Part%20IV%20concludes%20with%5Cnan%20analysis%20of%20the%20non-economic%20value%20of%20homeownership%20as%20it%20relates%20to%5Cnlimited%20equity%20cooperative%20homeownership.%22%2C%22date%22%3A%222020%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%22%22%2C%22ISSN%22%3A%22%22%2C%22url%22%3A%22%22%2C%22collections%22%3A%5B%22DWS7I358%22%2C%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-18T16%3A44%3A36Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22limited%20equity%20cooperatives%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%20-%20US%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22IBS694VW%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Hulse%20et%20al.%22%2C%22parsedDate%22%3A%222019-04-03%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BHulse%2C%20K.%2C%20Morris%2C%20A.%2C%20%26amp%3B%20Pawson%2C%20H.%20%282019%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F14036096.2018.1467964%26%23039%3B%26gt%3BPrivate%20Renting%20in%20a%20Home-owning%20Society%3A%20Disaster%2C%20Diversity%20or%20Deviance%3F%26lt%3B%5C%2Fa%26gt%3B%20%26lt%3Bi%26gt%3BHousing%2C%20Theory%20and%20Society%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B36%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20167%5Cu2013188.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F14036096.2018.1467964%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Private%20Renting%20in%20a%20Home-owning%20Society%3A%20Disaster%2C%20Diversity%20or%20Deviance%3F%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Kath%22%2C%22lastName%22%3A%22Hulse%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Alan%22%2C%22lastName%22%3A%22Morris%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Hal%22%2C%22lastName%22%3A%22Pawson%22%7D%5D%2C%22abstractNote%22%3A%22The%20rise%20in%20private%20renting%20in%20home%20ownership%20societies%20has%20been%20variously%20interpreted%20as%20increasing%20risk%20and%20insecurity%20and%20providing%20more%20flexible%20housing%20options%20for%20an%20increasingly%20diverse%20resident%20cohort.%20Drawing%20on%20an%20original%20survey%20and%20in-depth%20interviews%20with%20private%20renters%20in%20two%20cities%20in%20a%20classic%20home%20ownership%20society%20%28Australia%29%2C%20there%20is%20clear%20support%20for%20the%20%5Cu201cdisaster%5Cu201d%20interpretation%20in%20respect%20of%20low-income%20households%20renting%20in%20outer%20urban%20areas%2C%20with%20financial%20stress%20and%20insecurity%20reflecting%20and%20compounding%20disadvantage.%20For%20many%20others%2C%20private%20renting%20can%20be%20interpreted%20as%20a%20%5Cu201cconstructive%20coping%5Cu201d%20strategy%20in%20the%20context%20of%20urban%20housing%20market%20restructuring.%20A%20sizeable%20cohort%20of%20private%20renters%20explicitly%20prioritises%20living%20in%20a%20desired%20inner%5C%2Fmiddle%20city%20location%20over%20owning.%20One%20%5Cu2013%20albeit%20relatively%20small%20group%20%5Cu2013%20appears%5Cu201cdeviant%5Cu201dfrom%20the%20home%20ownership%20norm%20in%20associating%20private%20renting%20with%20greater%20lifestyle%20freedom.%20The%20paper%20contributes%20an%20understanding%20that%20location%20and%20lifestyle%20are%20of%20paramount%20importance%20to%20many%20private%20renters%20rather%20than%20housing%20tenure%20per%20se.%22%2C%22date%22%3A%222019-04-03%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F14036096.2018.1467964%22%2C%22ISSN%22%3A%221403-6096%2C%201651-2278%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F14036096.2018.1467964%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22DSBBDI8M%22%5D%2C%22dateModified%22%3A%222020-10-04T13%3A57%3A23Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Australasia%22%7D%2C%7B%22tag%22%3A%22Australia%22%7D%2C%7B%22tag%22%3A%22Melbourne%22%7D%2C%7B%22tag%22%3A%22Sydney%22%7D%2C%7B%22tag%22%3A%22constructive%20coping%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20affordability%22%7D%2C%7B%22tag%22%3A%22private%20renting%22%7D%2C%7B%22tag%22%3A%22social%20norms%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22DMATLL7Z%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Ehlenz%20and%20Taylor%22%2C%22parsedDate%22%3A%222019%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BEhlenz%2C%20M.%20M.%2C%20%26amp%3B%20Taylor%2C%20C.%20%282019%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fjournals.sagepub.com%5C%2Fdoi%5C%2F10.1177%5C%2F0885412218795142%26%23039%3B%26gt%3BShared%20Equity%20Homeownership%20in%20the%20United%20States%3A%20A%20Literature%20Review%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BJournal%20of%20Planning%20Literature%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B34%26lt%3B%5C%2Fi%26gt%3B%281%29%2C%203%5Cu201318.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1177%5C%2F0885412218795142%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Shared%20Equity%20Homeownership%20in%20the%20United%20States%3A%20A%20Literature%20Review%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Meagan%20M.%22%2C%22lastName%22%3A%22Ehlenz%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Constance%22%2C%22lastName%22%3A%22Taylor%22%7D%5D%2C%22abstractNote%22%3A%22This%20article%20reviews%20the%20concept%20of%20shared%20equity%20homeownership%20%28SEH%29%20in%20the%20United%20States.%20The%20review%20examines%20the%20origins%20of%20the%20SEH%20model%20and%20its%20historic%20precedents.%20It%20considers%20the%20impetus%20for%20SEH%2C%20setting%20the%20discourse%20within%20the%20context%20of%20US%20housing%20policy%20and%2C%20specifically%2C%20low-income%20homeownership%20research.%20Subsequently%2C%20the%20review%20assesses%20the%20current%20state%20of%20SEH%20research%2C%20including%20the%20evidence%20associated%20with%20SEH%20as%20an%20affordable%20housing%20strategy%2C%20its%20application%20and%20challenges%20in%20the%20field%2C%20and%20gaps%20in%20the%20scholarly%20discourse.%22%2C%22date%22%3A%2202%5C%2F2019%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1177%5C%2F0885412218795142%22%2C%22ISSN%22%3A%220885-4122%2C%201552-6593%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fjournals.sagepub.com%5C%2Fdoi%5C%2F10.1177%5C%2F0885412218795142%22%2C%22collections%22%3A%5B%22DWS7I358%22%2C%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-18T16%3A44%3A02Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22community%20development%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22literature%20review%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20homeownership%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%20-%20US%22%7D%2C%7B%22tag%22%3A%22wealth%20building%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22L62SEESD%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Monbiot%20et%20al.%22%2C%22parsedDate%22%3A%222019%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMonbiot%2C%20G.%2C%20Grey%2C%20R.%2C%20Kenny%2C%20T.%2C%20Macfarlane%2C%20L.%2C%20Powell-Smith%2C%20A.%2C%20Shrubsole%2C%20G.%2C%20%26amp%3B%20Stratford%2C%20B.%20%282019%29.%20%26lt%3Bi%26gt%3B%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Flandforthemany.uk%5C%2Fwp-content%5C%2Fuploads%5C%2F2019%5C%2F06%5C%2Fland-for-the-many.pdf%26%23039%3B%26gt%3BLAND%20FOR%20THE%20MANY%3A%20Changing%20the%20way%20our%20fundamental%20asset%20is%20used%2C%20owned%20and%20governed%26lt%3B%5C%2Fa%26gt%3B%26lt%3B%5C%2Fi%26gt%3B.%20%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22report%22%2C%22title%22%3A%22LAND%20FOR%20THE%20MANY%3A%20Changing%20the%20way%20our%20fundamental%20asset%20is%20used%2C%20owned%20and%20governed%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22George%22%2C%22lastName%22%3A%22Monbiot%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Robin%22%2C%22lastName%22%3A%22Grey%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Tom%22%2C%22lastName%22%3A%22Kenny%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Laurie%22%2C%22lastName%22%3A%22Macfarlane%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Anna%22%2C%22lastName%22%3A%22Powell-Smith%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Guy%22%2C%22lastName%22%3A%22Shrubsole%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Beth%22%2C%22lastName%22%3A%22Stratford%22%7D%5D%2C%22abstractNote%22%3A%22Dig%20deep%20enough%20into%20many%20of%20the%20problems%20this%20country%20faces%2C%5Cnand%20you%20will%20soon%20hit%20land.%20Soaring%20inequality%20and%20exclusion%3B%5Cnthe%20massive%20cost%20of%20renting%20or%20buying%20a%20decent%20home%3B%20repeated%5Cnfinancial%20crises%2C%20sparked%20by%20housing%20asset%20bubbles%3B%20the%20collapse%5Cnof%20wildlife%20and%20ecosystems%3B%20the%20lack%20of%20public%20amenities%20%5Cu2013%20the%20way%5Cnland%20is%20owned%20and%20controlled%20underlies%20them%20all.%20Yet%20it%20scarcely%5Cnfeatures%20in%20political%20discussions.%5CnThe%20sense%20that%20even%20in%20discussing%20land%20we%20are%20trespassing%20is%5Cnso%20strong%20that%20this%20critical%20issue%20remains%20off%20the%20agenda.%20Yet%20we%5Cncannot%20solve%20our%20many%20dysfunctions%20without%20addressing%20it.%20This%5Cnreport%20aims%20to%20put%20land%20where%20it%20belongs%3A%20at%20the%20heart%20of%20political%5Cndebate%20and%20discussion.%20It%20proposes%20radical%20but%20practical%20changes%5Cnin%20the%20way%20land%20in%20the%20UK%20is%20used%20and%20governed.%20By%20these%20means%2C%5Cnit%20seeks%20to%20make%20this%20a%20nation%20that%20works%20for%20everyone%2C%20with%5Cna%20better%20distribution%20of%20wealth%20and%20power%2C%20greater%20financial%5Cnstability%2C%20economic%20security%20and%20environmental%20quality%2C%20greater%5Cnparticipation%20in%20the%20decisions%20that%20affect%20our%20lives%2C%20an%20enhanced%5Cnability%20to%20create%20our%20own%20homes%20and%20neighbourhoods%20and%20a%5Cnstronger%20sense%20of%20community%20and%20belonging%22%2C%22reportNumber%22%3A%22%22%2C%22reportType%22%3A%22%22%2C%22institution%22%3A%22%22%2C%22date%22%3A%222019%22%2C%22language%22%3A%22%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Flandforthemany.uk%5C%2Fwp-content%5C%2Fuploads%5C%2F2019%5C%2F06%5C%2Fland-for-the-many.pdf%22%2C%22collections%22%3A%5B%22SYWR42QS%22%2C%22WK63SEK5%22%2C%22IZWQVRKV%22%5D%2C%22dateModified%22%3A%222020-10-18T20%3A39%3A36Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22UK%22%7D%2C%7B%22tag%22%3A%22affordable%20housing%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%20-%20UK%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22land%20owners%22%7D%2C%7B%22tag%22%3A%22planning%22%7D%2C%7B%22tag%22%3A%22property%20politics%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22WYTF3X7Y%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22McCabe%22%2C%22parsedDate%22%3A%222019%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMcCabe%2C%20B.%20J.%20%282019%29.%20Building%20a%20Nation%20of%20Homeowners%20Federal%20Housing%20Policy%20Ch.3.%20In%20%26lt%3Bi%26gt%3BNo%20Place%20Like%20Home%3A%20Wealth%2C%20Community%20and%20the%20Politics%20of%20Homeownership%26lt%3B%5C%2Fi%26gt%3B.%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22bookSection%22%2C%22title%22%3A%22Building%20a%20Nation%20of%20Homeowners%20Federal%20Housing%20Policy%20Ch.3%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Brian%20J%22%2C%22lastName%22%3A%22McCabe%22%7D%5D%2C%22abstractNote%22%3A%22While%20most%20Americans%20aspired%20to%20own%20their%20own%20homes%20throughout%20the%20twentieth%20century%2C%20achieving%20high%20rates%20of%20homeownership%20was%20neither%20natural%20nor%20inevitable.%20This%20chapter%20traces%20the%20origins%20of%20federal%20homeownership%20policies%20to%20outline%20the%20ways%20that%20the%20federal%20government%20contributed%20to%20the%20remarkable%20growth%20in%20the%20number%20of%20American%20homeowners.%20Federal%20policies%20lowered%20the%20cost%20of%20buying%20a%20home%20and%20expanded%20the%20availability%20of%20capital%20for%20mortgage%20lending.%20They%20created%20opportunities%20for%20millions%20of%20Americans%20to%20buy%20a%20home%20in%20the%20growing%20postwar%20suburbs.%20But%20while%20homeownership%20was%20billed%20as%20an%20institution%20for%20social%20inclusion%2C%20this%20chapter%20shows%20that%20these%20policies%20also%20reinforced%20the%20boundaries%20of%20segregation%20and%20social%20exclusion.%22%2C%22bookTitle%22%3A%22No%20Place%20Like%20Home%3A%20Wealth%2C%20Community%20and%20the%20Politics%20of%20Homeownership%22%2C%22date%22%3A%222019%22%2C%22language%22%3A%22en%22%2C%22ISBN%22%3A%22%22%2C%22url%22%3A%22%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-02T21%3A22%3A22Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22federal%20government%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22homeownership%20policies%22%7D%2C%7B%22tag%22%3A%22mortgage%20lending%22%7D%2C%7B%22tag%22%3A%22segregation%22%7D%2C%7B%22tag%22%3A%22social%20inclusion%22%7D%2C%7B%22tag%22%3A%22state%20tenure%20bias%22%7D%2C%7B%22tag%22%3A%22suburbs%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22HZ594SCG%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22McCabe%22%2C%22parsedDate%22%3A%222018-11-02%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMcCabe%2C%20B.%20J.%20%282018%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F10511482.2018.1494025%26%23039%3B%26gt%3BCostly%2C%20Regressive%2C%20and%20Ineffective%3A%20How%20Sensitive%20Is%20Public%20Support%20for%20the%20Mortgage%20Interest%20Deduction%20in%20the%20United%20States%3F%26lt%3B%5C%2Fa%26gt%3B%20%26lt%3Bi%26gt%3BHousing%20Policy%20Debate%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B28%26lt%3B%5C%2Fi%26gt%3B%286%29%2C%20963%5Cu2013978.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F10511482.2018.1494025%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Costly%2C%20Regressive%2C%20and%20Ineffective%3A%20How%20Sensitive%20Is%20Public%20Support%20for%20the%20Mortgage%20Interest%20Deduction%20in%20the%20United%20States%3F%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Brian%20J.%22%2C%22lastName%22%3A%22McCabe%22%7D%5D%2C%22abstractNote%22%3A%22Although%20the%20mortgage%20interest%20deduction%20enjoys%20broad%20public%20support%2C%20critics%20argue%20that%20the%20policy%20disproportionately%20bene%5Cufb01ts%20wealthy%20households%2C%20fails%20to%20expand%20homeownership%20opportunities%20to%20households%20on%20the%20margins%2C%20and%20costs%20the%20federal%20government%20an%20extraordinary%20amount%20of%20money%20in%20foregone%20tax%20revenue.%20Drawing%20on%20data%20collected%20through%20an%20online%20experiment%2C%20this%20analysis%20tests%20the%20sensitivity%20of%20public%20support%20to%20these%20critiques.%20The%20%5Cufb01ndings%20reveal%20that%20support%20for%20the%20mortgage%20interest%20deduction%20declines%20when%20respondents%20are%20presented%20with%20information%20about%20the%20cost%2C%20e%5Cufb00ectiveness%2C%20or%20distribution%20of%20bene%5Cufb01ts%20associated%20with%20the%20deduction.%20Support%20among%20renters%20is%20more%20sensitive%20to%20framing%20e%5Cufb00ects%20than%20that%20among%20homeowners.%20Republicans%20are%20less%20sensitive%20to%20framing%20e%5Cufb00ects%20than%20Democrats%20when%20the%20deduction%20is%20framed%20as%20distributing%20bene%5Cufb01ts%20unequally%2C%20but%20more%20sensitive%20to%20these%20e%5Cufb00ects%20when%20the%20issue%20is%20framed%20as%20costly.%20However%2C%20all%20groups%20register%20their%20lowest%20level%20of%20support%20when%20told%20that%20the%20mortgage%20interest%20deduction%20is%20not%20an%20e%5Cufb00ective%20tool%20for%20expanding%20ownership%20opportunities.%22%2C%22date%22%3A%222018-11-02%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F10511482.2018.1494025%22%2C%22ISSN%22%3A%221051-1482%2C%202152-050X%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F10511482.2018.1494025%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-09-16T15%3A30%3A10Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22framing%20effects%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22homeownership%20subsidies%22%7D%2C%7B%22tag%22%3A%22housing%20subsidies%22%7D%2C%7B%22tag%22%3A%22mortgage%20interest%20deduction%22%7D%2C%7B%22tag%22%3A%22tax%20policy%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22JQ5NTBZK%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Lennartz%20and%20Helbrecht%22%2C%22parsedDate%22%3A%222018-02-17%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BLennartz%2C%20C.%2C%20%26amp%3B%20Helbrecht%2C%20I.%20%282018%29.%20The%20housing%20careers%20of%20younger%20adults%20and%20intergenerational%20support%20in%20Germany%26%23039%3Bs%20%26%23039%3Bsociety%20of%20renters.%26%23039%3B%20%26lt%3Bi%26gt%3BHousing%20Studies%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B33%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20317%5Cu2013336.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-DOIURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F02673037.2017.1338674%26%23039%3B%26gt%3Bhttps%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F02673037.2017.1338674%26lt%3B%5C%2Fa%26gt%3B%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22The%20housing%20careers%20of%20younger%20adults%20and%20intergenerational%20support%20in%20Germany%27s%20%27society%20of%20renters%27%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Christian%22%2C%22lastName%22%3A%22Lennartz%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Ilse%22%2C%22lastName%22%3A%22Helbrecht%22%7D%5D%2C%22abstractNote%22%3A%22Through%20narrative%20interviews%20with%20younger%20adults%20and%20their%20parents%2C%20this%20paper%20explores%20how%20the%20housing%20transitions%20of%20younger%20adults%2C%20both%20within%20the%20rental%20sector%20and%20into%20homeownership%2C%20are%20shaped%20through%20intergenerational%20intra-family%20support%20in%20Germany%5Cu2019s%20society%20of%20renters.%20Our%20findings%20highlight%20the%20profound%20qualitative%20differences%20between%20regular%20transfers%20for%20establishing%20and%20retaining%20residential%20independence%20in%20the%20rental%20sector%20and%20inter%20vivos%20gifts%20for%20house%20purchase.%20Where%20the%20former%20support%20type%20is%20given%20and%20taken%20unconditionally%2C%20transfers%20for%20house%20purchase%20follow%20a%20different%20logic%20and%20carry%20different%20meanings.%20Being%20a%20necessary%20condition%20for%20property%20acquisition%20at%20young%20age%2C%20they%20have%20the%20power%20to%20completely%20rebalance%20family%20relations%20and%20undermine%20younger%20adults%5Cu2019%20autonomy%20accordingly.%20In%20an%20aggregate%20perspective%2C%20our%20study%20further%20suggests%20increasing%20socio-spatial%20inequalities%20within%20the%20younger%20generation%20which%20run%20along%20both%20class%20and%20spatial%20origin%2C%20sharply%20dividing%20the%20housing%20market%20opportunities%20of%20%5Cu2018original%20Berliners%5Cu2019%20and%20those%20who%20have%20moved%20to%20the%20city%20from%20more%20affluent%20regions%20in%20Germany.%22%2C%22date%22%3A%222018-02-17%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F02673037.2017.1338674%22%2C%22ISSN%22%3A%220267-3037%2C%201466-1810%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2017.1338674%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-04T14%3A50%3A59Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Europe%22%7D%2C%7B%22tag%22%3A%22Germany%22%7D%2C%7B%22tag%22%3A%22family%20relations%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20career%22%7D%2C%7B%22tag%22%3A%22intergenerational%20homeownership%20support%22%7D%2C%7B%22tag%22%3A%22intergenerational%20support%22%7D%2C%7B%22tag%22%3A%22intergenerational%20transfers%22%7D%2C%7B%22tag%22%3A%22rental%20market%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22TI5XM8QH%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Ronald%20and%20Lennartz%22%2C%22parsedDate%22%3A%222018-02-17%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BRonald%2C%20R.%2C%20%26amp%3B%20Lennartz%2C%20C.%20%282018%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2017.1416070%26%23039%3B%26gt%3BHousing%20careers%2C%20intergenerational%20support%20and%20family%20relations%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%20Studies%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B33%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20147%5Cu2013159.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F02673037.2017.1416070%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Housing%20careers%2C%20intergenerational%20support%20and%20family%20relations%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Richard%22%2C%22lastName%22%3A%22Ronald%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Christian%22%2C%22lastName%22%3A%22Lennartz%22%7D%5D%2C%22abstractNote%22%3A%22The%20home%20and%20family%20have%20always%20been%20mutually%20embedded%2C%20with%20the%20former%20central%20to%20the%20realization%20and%20reproduction%20of%20the%20latter.%20More%20recently%2C%20this%20mutuality%20has%20taken%20on%20a%20more%20critical%20salience%20as%20realignments%20in%20housing%20markets%2C%20employment%20and%20welfare%20states%20in%20many%20countries%20have%20worked%20together%20to%20undermine%20housing%20access%20for%20new%20households.%20In%20this%20context%2C%20families%20have%20become%20increasingly%20involved%20in%20smoothening%20the%20routes%20of%20young%20adults%20members%20up%20the%5Cu2018housing%20ladder%5Cu2019into%20home%20ownership.%20Intergenerational%20support%20appears%20to%20have%20become%20much%20more%20widespread%20and%20not%20just%20confined%20to%20familialistic%20welfare%20regimes.%20The%20role%20of%20intergenerational%20support%20for%20housing%20remains%2C%20however%2C%20highly%20differentiated%20across%20countries%2C%20cities%20and%20regions%2C%20as%20well%20as%20uneven%20between%20social%20and%20income%20classes.%20This%20introduction%20to%20the%20Special%20Issue%20explores%20how%20the%20role%20of%20housing%20wealth%20transfers%20has%20impacted%20the%20renegotiation%20of%20the%20generational%20contract.%20In%20doing%20so%2C%20it%20sets%20the%20scene%20for%20the%20articles%20that%20follow%2C%20each%20of%20which%20contribute%20significantly%20to%20advancing%20understanding%20of%20housing%20as%20a%20key%20driver%20of%20contemporary%20social%20relations%20and%20inequalities.%22%2C%22date%22%3A%222018-02-17%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F02673037.2017.1416070%22%2C%22ISSN%22%3A%220267-3037%2C%201466-1810%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2017.1416070%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-09-14T16%3A57%3A25Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Europe%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20career%22%7D%2C%7B%22tag%22%3A%22intergenerational%20homeownership%20support%22%7D%2C%7B%22tag%22%3A%22intergenerational%20relations%22%7D%2C%7B%22tag%22%3A%22intergenerational%20support%22%7D%2C%7B%22tag%22%3A%22private%20transfers%22%7D%2C%7B%22tag%22%3A%22wealth%20inequality%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22I2Z3LBTU%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Kohl%22%2C%22parsedDate%22%3A%222018%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BKohl%2C%20S.%20%282018%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fjournals.sagepub.com%5C%2Fdoi%5C%2F10.1177%5C%2F0032329218755750%26%23039%3B%26gt%3BMore%20Mortgages%2C%20More%20Homes%3F%20The%20Effect%20of%20Housing%20Financialization%20on%20Homeownership%20in%20Historical%20Perspective%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BPolitics%20%26amp%3B%20Society%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B46%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20177%5Cu2013203.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1177%5C%2F0032329218755750%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22More%20Mortgages%2C%20More%20Homes%3F%20The%20Effect%20of%20Housing%20Financialization%20on%20Homeownership%20in%20Historical%20Perspective%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Sebastian%22%2C%22lastName%22%3A%22Kohl%22%7D%5D%2C%22abstractNote%22%3A%22Recent%20research%20has%20emphasized%20the%20negative%20effects%20of%20finance%20on%20macroeconomic%20performance%20and%20even%20cautioned%20of%20a%20%5Cu201cfinance%20curse.%5Cu201d%20As%20one%20of%20the%20main%20drivers%20of%20financial%20sector%20growth%2C%20mortgages%20have%20traditionally%20been%20hailed%20as%20increasing%20the%20number%20of%20homeowners%20in%20a%20country.%20This%20article%20uses%20long-run%20panel%20data%20for%20seventeen%20countries%20between%201920%20%281950%29%20and%202013%20to%20show%20that%20the%20effect%20of%20the%20%5Cu201cgreat%20mortgaging%5Cu201d%20on%20homeownership%20rates%20is%20not%20universally%20positive.%20Increasing%20mortgage%20debt%20appears%20to%20be%20neither%20necessary%20nor%20sufficient%20for%20higher%20homeownership%20levels.%20There%20were%20periods%20of%20rising%20homeownership%20levels%20without%20much%20increase%20in%20mortgages%20before%201980%2C%20thanks%20to%20government%20programs%2C%20purchasing%20power%20increases%2C%20and%20less%20inflated%20house%20prices.%20There%20have%20also%20been%20mortgage%20increases%20without%20homeownership%20growth%2C%20but%20with%20house%20price%20bubbles%20thereafter.%20The%20liberalization%20of%20financial%20markets%20might%20after%20all%20be%20a%20poor%20substitute%20for%20more%20traditional%20housing%20policies.%22%2C%22date%22%3A%2206%5C%2F2018%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1177%5C%2F0032329218755750%22%2C%22ISSN%22%3A%220032-3292%2C%201552-7514%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fjournals.sagepub.com%5C%2Fdoi%5C%2F10.1177%5C%2F0032329218755750%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22ZP8AGDAW%22%5D%2C%22dateModified%22%3A%222020-10-04T13%3A41%3A22Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22financialization%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22homeownership%20growth%22%7D%2C%7B%22tag%22%3A%22homeownership%20rate%22%7D%2C%7B%22tag%22%3A%22international%22%7D%2C%7B%22tag%22%3A%22international%20comparisons%22%7D%2C%7B%22tag%22%3A%22mortgage%20debt%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22L3QXT3LG%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Cowan%20et%20al.%22%2C%22parsedDate%22%3A%222018%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BCowan%2C%20D.%2C%20Carr%2C%20H.%2C%20%26amp%3B%20Wallace%2C%20A.%20%282018%29.%20%26lt%3Bi%26gt%3BOwnership%2C%20narrative%2C%20things%26lt%3B%5C%2Fi%26gt%3B.%20Springer%20Berlin%20Heidelberg.%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22book%22%2C%22title%22%3A%22Ownership%2C%20narrative%2C%20things%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Dave%22%2C%22lastName%22%3A%22Cowan%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Helen%22%2C%22lastName%22%3A%22Carr%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Alison%22%2C%22lastName%22%3A%22Wallace%22%7D%5D%2C%22abstractNote%22%3A%22This%20book%20uses%20a%20case%20study%20of%20a%20low-cost%20home%20ownership%20initiative%20at%20the%20margins%20of%20renting%20and%20owning%20provided%20by%20social%20landlords%20%5Cu2013%20known%20as%20shared%20ownership%20%5Cu2013%20to%20challenge%20everyday%20assumptions%20held%20about%20the%20%5Cu2018social%5Cu2019%20and%20the%20%5Cu2018legal%5Cu2019%20in%20property.%20The%20authors%20provide%20a%20study%20of%20the%20construction%20of%20property%20ownership%2C%20from%20the%20creation%20of%20this%20idea%20through%20to%20the%20present%20day%2C%20and%20offer%20a%20fresh%20consideration%20of%20key%20issues%20surrounding%20property%2C%20ownership%2C%20and%20the%20social.%5Cn%5CnAnalysing%20a%20diverse%20range%20of%20sources%20%28from%20archives%20to%20micro-blogs%2C%20observation%20of%20housing%20providers%2C%20and%20interviews%20with%20shared%20owners%29%2C%20the%20authors%20explain%20the%20significance%20of%20the%20things%20%28from%20the%20formal%20documents%20like%20leases%2C%20to%20odd%20materials%20like%20sweet%20wrappers%20and%20cigarette%20butts%29%20commonly%20found%20in%20the%20narratives%20around%20shared%20ownership%20which%20are%20used%20to%20construct%20it%20as%20private%20ownership%20in%20everyday%20life.%20Ultimately%2C%20they%20uncover%20how%20this%20dream%20of%20ownership%20can%20become%20tarnished%20when%20people%5Cu2019s%20identities%20as%20%5Cu2018owners%5Cu2019%20come%20under%20threat%2C%20and%20as%20such%2C%20these%20findings%20will%20provide%20fascinating%20insight%20into%20the%20intricacies%20of%20so-called%20home%20ownership%20for%20scholars%20of%20Law%2C%20Criminology%2C%20and%20Sociology.%22%2C%22date%22%3A%222018%22%2C%22language%22%3A%22en%22%2C%22ISBN%22%3A%22978-1-137-59068-8%22%2C%22url%22%3A%22%22%2C%22collections%22%3A%5B%22DWS7I358%22%2C%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-25T13%3A55%3A23Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22UK%22%7D%2C%7B%22tag%22%3A%22ebook%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22property%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20homeownership%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%20-%20UK%22%7D%2C%7B%22tag%22%3A%22shared%20ownership%22%7D%2C%7B%22tag%22%3A%22social%20housing%22%7D%2C%7B%22tag%22%3A%22social%20housing%20-%20UK%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22BUQMRI2N%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Kershaw%22%2C%22parsedDate%22%3A%222018%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BKershaw%2C%20P.%20%282018%29.%20%26lt%3Bi%26gt%3B%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.citynews1130.com%5C%2Fwp-content%5C%2Fblogs.dir%5C%2Fsites%5C%2F9%5C%2F2018%5C%2F05%5C%2F16%5C%2FTax_Shift_2018-05-15_website.pdf%26%23039%3B%26gt%3BA%20Tax%20Shift%20that%20Benefits%20the%20Vast%20Majority%3A%20the%20case%20for%20more%20annual%20%28deferrable%29%20ta%20xat%20ion%20of%20housing%20wealth%20to%20rebalance%20the%20mix%20of%20revenue%20generat%20ion%20tools%20used%20by%20Canadian%20governments%26lt%3B%5C%2Fa%26gt%3B%26lt%3B%5C%2Fi%26gt%3B.%20Generation%20Squeeze%20Lab.%20%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22report%22%2C%22title%22%3A%22A%20Tax%20Shift%20that%20Benefits%20the%20Vast%20Majority%3A%20the%20case%20for%20more%20annual%20%28deferrable%29%20ta%20xat%20ion%20of%20housing%20wealth%20to%20rebalance%20the%20mix%20of%20revenue%20generat%20ion%20tools%20used%20by%20Canadian%20governments%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Paul%22%2C%22lastName%22%3A%22Kershaw%22%7D%5D%2C%22abstractNote%22%3A%22This%20paper%20proposes%20a%20tax%20shift%3A%20less%20tax%20on%20local%20income%2C%20more%20tax%20on%20unhealthy%20housing%20gains%20and%20better%5Cninvestments%20in%20young%20and%20old%20alike.%5Cn%5CnThe%20tax%20shift%20will%3A%5Cn%5Cu2022%20Keep%20hard-earned%20income%20in%20local%20residents%5Cu2019%20pockets%20to%20help%20us%20cope%20with%20unaffordability.%5Cn%5Cu2022%20Help%20cool%20housing%20markets%20and%20rein%20in%20costs.%5Cn%5Cu2022%20Generate%20revenue%20to%20help%20sustain%20services%20for%20our%20aging%20population%20like%20medical%20care%2C%20which%20could%5Cneliminate%20the%20need%20for%20recently%20announced%20payroll%20tax%20increases%3B%20and%20invest%20in%20priorities%20for%20young%5Cnpeople%20too%2C%20like%20child%20care%2C%20transit%20and%20housing.%5Cn%5CnThere%20are%20at%20least%20three%20reasons%20why%20we%20need%20a%20tax%20shift.%5Cn%5Cn1.%20The%20growing%20gap%20between%20incomes%20and%20home%20prices%3A%5Cn%5CnHousing%20costs%20have%20left%20behind%20incomes%20across%20Canada%2C%20especially%20in%20B.C.%20and%20Ontario.%20While%20housing%5Cnprices%20have%20more%20than%20doubled%2C%20incomes%20have%20not%20kept%20pace%2C%20and%20they%20have%20fallen%20for%20those%20of%20us%20under%2045.%5CnLess%20tax%20on%20local%20income%20can%20make%20our%20earnings%20stretch%20further.%5Cn%5CnShifting%20taxes%20towards%20housing%20wealth%20will%20help%20reduce%20treatment%20of%20homes%20as%20commodities%2C%20cooling%20the%5Cnmarket%20and%20reining%20in%20costs.%5Cn%5Cn2.%20Inequality%20driven%20by%20rising%20home%20prices%3A%5Cn%5CnInequality%20is%20rising%2C%20because%20wealth%20is%20growing%20faster%20than%20income%2C%20especially%20housing%20wealth%20due%20to%20skyrocketing%20prices.%5Cn%5CnSurprisingly%2C%20annual%20property%20taxes%20are%20down%20across%20Canada.%20For%20example%2C%20B.C.%20collects%20%242.5%20billion%20LESS%20in%5Cnproperty%20taxes%20today%20than%20in%201981%2C%20even%20while%20the%20value%20of%20real%20estate%20has%20catapulted%20many%20homeowners%20into%5Cnthe%20global%20one%20percent.%20The%20tax%20shift%20will%20restore%20better%20balance%20in%20revenue%20collection%20to%20reduce%20inequality.%5Cn%5Cn3.%20Violations%20of%20the%20intergenerational%20golden%20rule%3A%5Cn%5CnThe%20intergenerational%20golden%20rule%20implies%20do%20unto%20your%20elders%20what%20you%20would%20have%20younger%20generations%20do%5Cnunto%20you%20when%20elderly.%20This%20means%20today%5Cu2019s%20aging%20population%20can%20reasonably%20expect%20their%20children%20to%20pay%20as%5Cnmuch%20for%20them%20in%20taxes%20during%20retirement%20as%20they%20paid%20for%20their%20own%20elderly%20parents.%22%2C%22reportNumber%22%3A%22%22%2C%22reportType%22%3A%22%22%2C%22institution%22%3A%22Generation%20Squeeze%20Lab%22%2C%22date%22%3A%222018%22%2C%22language%22%3A%22%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.citynews1130.com%5C%2Fwp-content%5C%2Fblogs.dir%5C%2Fsites%5C%2F9%5C%2F2018%5C%2F05%5C%2F16%5C%2FTax_Shift_2018-05-15_website.pdf%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%2242LS2SCP%22%5D%2C%22dateModified%22%3A%222020-10-02T18%3A09%3A32Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Canada%22%7D%2C%7B%22tag%22%3A%22Vancouver%22%7D%2C%7B%22tag%22%3A%22home%20equity%20taxation%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22homeownership%20policies%22%7D%2C%7B%22tag%22%3A%22land%20value%20capture%22%7D%2C%7B%22tag%22%3A%22property%20taxes%22%7D%2C%7B%22tag%22%3A%22wealth%20taxes%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22U8WKBY9L%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Lennartz%20and%20Ronald%22%2C%22parsedDate%22%3A%222017-04-03%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BLennartz%2C%20C.%2C%20%26amp%3B%20Ronald%2C%20R.%20%282017%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F14036096.2016.1220422%26%23039%3B%26gt%3BAsset-based%20Welfare%20and%20Social%20Investment%3A%20Competing%2C%20Compatible%2C%20or%20Complementary%20Social%20Policy%20Strategies%20for%20the%20New%20Welfare%20State%3F%26lt%3B%5C%2Fa%26gt%3B%20%26lt%3Bi%26gt%3BHousing%2C%20Theory%20and%20Society%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B34%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20201%5Cu2013220.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F14036096.2016.1220422%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Asset-based%20Welfare%20and%20Social%20Investment%3A%20Competing%2C%20Compatible%2C%20or%20Complementary%20Social%20Policy%20Strategies%20for%20the%20New%20Welfare%20State%3F%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Christian%22%2C%22lastName%22%3A%22Lennartz%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Richard%22%2C%22lastName%22%3A%22Ronald%22%7D%5D%2C%22abstractNote%22%3A%22More%20recently%2C%20two%20key%20developments%20have%20been%20observed%20in%20the%20comparative%20social%20policy%20literature%3A%20on%20the%20one%20hand%2C%20the%20implementation%20of%20a%20proactive%20%5Cu201csocial%20investment%20strategy%5Cu201d%2C%20either%20alongside%20or%20in%20replacement%20of%20their%20established%20social%20security%20programs%2C%20and%20on%20the%20other%20hand%2C%20a%20concomitant%20shift%20towards%20the%20increased%20macroeconomic%20and%20political%20importance%20of%20private%20property%20assets%20%5Cu2013%20and%20homeownership%20in%20particular%20%5Cu2013%20in%20de%5Cufb01ning%20the%20economic%20well-being%20of%20individuals.%20At%20%5Cufb01rst%20glance%2C%20it%20seems%20that%20we%20are%20dealing%20with%20two%20con%5Cufb02icting%20policy%20paradigms%20here%3B%20after%20all%2C%20social%20investment%20relies%20on%20stable%20or%20even%20expansive%20welfare%20states%2C%20while%20the%20accumulation%20of%20private%20property%20wealth%20as%20a%20welfare%20resource%20seems%20to%20realign%20better%20with%20the%20notion%20of%20welfare%20state%20retrenchment.%20This%20contribution%20aims%20to%20illustrate%20that%20the%20fault%20lines%20between%20the%20two%20policy%20paradigms%20are%2C%20however%2C%20not%20that%20clear-cut.%20Based%20on%20comparative%20national-level%20statistics%20for%20all%20OECD%20member%20states%20in%20the%201995%5Cu20132007%20pre-crisis%20period%20and%20theoretical%20reasoning%20the%20paper%20argues%20that%20the%20two%20approaches%20may%20be%20understood%20as%20compatible%20welfare%20readjustment%20strategies%2C%20which%20have%20opened%20out%20into%20a%20more%20radical%20form%20of%20productive%20welfare%20capitalism%2C%20particularly%20in%20the%20liberal%20and%20social-democratic%20welfare%20states%20in%20North-Western%20Europe.%22%2C%22date%22%3A%222017-04-03%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F14036096.2016.1220422%22%2C%22ISSN%22%3A%221403-6096%2C%201651-2278%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F14036096.2016.1220422%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22F3F8EX4U%22%5D%2C%22dateModified%22%3A%222020-02-13T23%3A44%3A15Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Europe%22%7D%2C%7B%22tag%22%3A%22North-Western%20Europe%22%7D%2C%7B%22tag%22%3A%22asset-based%20welfare%22%7D%2C%7B%22tag%22%3A%22comparative%20social%20policy%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22social%20investment%22%7D%2C%7B%22tag%22%3A%22welfare%20state%20change%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22IJF3DF5R%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Arundel%22%2C%22parsedDate%22%3A%222017-04-03%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BArundel%2C%20R.%20%282017%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F14036096.2017.1284154%26%23039%3B%26gt%3BEquity%20Inequity%3A%20Housing%20Wealth%20Inequality%2C%20Inter%20and%20Intra-generational%20Divergences%2C%20and%20the%20Rise%20of%20Private%20Landlordism%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%2C%20Theory%20and%20Society%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B34%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20176%5Cu2013200.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F14036096.2017.1284154%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Equity%20Inequity%3A%20Housing%20Wealth%20Inequality%2C%20Inter%20and%20Intra-generational%20Divergences%2C%20and%20the%20Rise%20of%20Private%20Landlordism%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Rowan%22%2C%22lastName%22%3A%22Arundel%22%7D%5D%2C%22abstractNote%22%3A%22There%20is%20much%20evidence%20of%20rising%20inequalities%20across%20advanced%20economies.%20This%20paper%20argues%20for%20the%20special%20position%20of%20housing%20equity%20in%20inequality%20dynamics%20while%20challenging%20a%20persistent%20%5Cu201cideology%20of%20mass%20homeownership%5Cu201d%20as%20a%20widespread%20and%20equalizing%20mechanism%20of%20asset%20accumulation.%20Contemporary%20dynamics%20of%20diminished%20homeownership%20access%20contrast%20to%20the%20continued%20attractiveness%20of%20real%20estate%20among%20those%20with%20capital%20and%20recent%20growths%20in%20private%20landlordism.%20The%20research%20presents%20an%20explorative%20examination%20of%20the%20housing%20wealth%20dimension%20of%20inequality%20through%20the%20British%20case%20and%20assesses%20empirically%20the%20dimensions%20of%3A%20equity%20concentration%2C%20inter%20and%20intra-generational%20divergences%2C%20and%20the%20role%20of%20private%20landlordism.%20The%20research%20points%20to%20the%20starkly%20concentrated%20nature%20of%20housing%20equity%20and%20signi%5Cufb01cant%20trends%20towards%20increasing%20disparities%2C%20with%20especially%20disadvantaged%20prospects%20among%20younger%20cohorts.%20The%20recent%20emergence%20of%20a%20substantial%20secondary%20rental-property%20market%20presents%20a%20further%20key%20dimension%20of%20wealth%20concentration.%20The%20research%20underscores%20the%20fundamental%20inequality%20of%20housing%20equity%20and%20brings%20into%20question%20rooted%20ideologies%20of%20housing-asset-based%20economic%20security%20in%20an%20era%20of%20individualized%20welfare%20responsibility.%22%2C%22date%22%3A%222017-04-03%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F14036096.2017.1284154%22%2C%22ISSN%22%3A%221403-6096%2C%201651-2278%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F14036096.2017.1284154%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-05-15T19%3A07%3A00Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22UK%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20equity%22%7D%2C%7B%22tag%22%3A%22ideology%20of%20homeownership%22%7D%2C%7B%22tag%22%3A%22intergenerational%20inequality%22%7D%2C%7B%22tag%22%3A%22private%20landlords%22%7D%2C%7B%22tag%22%3A%22wealth%20inequality%22%7D%5D%7D%7D%2C%7B%22key%22%3A%229TJU4E85%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Haffner%20et%20al.%22%2C%22parsedDate%22%3A%222017-04-03%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BHaffner%2C%20M.%20E.%20A.%2C%20Ong%2C%20R.%2C%20Smith%2C%20S.%20J.%2C%20%26amp%3B%20Wood%2C%20G.%20A.%20%282017%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F19491247.2017.1289717%26%23039%3B%26gt%3BThe%20edges%20of%20home%20ownership%20%5Cu2013%20the%20borders%20of%20sustainability%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BInternational%20Journal%20of%20Housing%20Policy%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B17%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20169%5Cu2013176.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F19491247.2017.1289717%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22The%20edges%20of%20home%20ownership%20%5Cu2013%20the%20borders%20of%20sustainability%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Marietta%20E.A.%22%2C%22lastName%22%3A%22Haffner%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Rachel%22%2C%22lastName%22%3A%22Ong%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Susan%20J.%22%2C%22lastName%22%3A%22Smith%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Gavin%20A.%22%2C%22lastName%22%3A%22Wood%22%7D%5D%2C%22abstractNote%22%3A%22In%20many%20Western%20countries%20the%20edges%20of%20ownership%20form%20a%20neglected%20zone%5Cnbetween%20the%20majority%20tenure%2C%20sustainable%20owner-occupation%2C%20and%20the%20minority%5Cnexperience%2C%20long-term%20renting.%20In%20these%20tenure-divided%20societies%2C%20it%20is%20surprising%5Cnthat%20so%20little%20attention%20has%20been%20paid%20to%20the%20zone%20of%20transition%20between%20styles%20of%5Cnaccommodation%2C%20not%20least%20because%20the%20edges%20of%20ownership%20are%20now%20so%5Cnprecarious.%20The%20six%20papers%20included%20in%20this%20special%20issue%20advance%20empirical%20and%5Cnconceptual%20understandings%20of%20these%20neglected%20zones%2C%20showing%20how%2C%5Cnincreasingly%2C%20they%20compromise%20the%20sustainability%20of%20housing%20solutions.%20Some%5Cnapproach%20this%20by%20developing%20an%20understanding%20of%20how%20the%20changing%20fungibility%5Cnof%20housing%20wealth%20has%20transformed%20its%20welfare%20role%2C%20while%20at%20the%20same%20time%5Cnexposing%20those%20on%20the%20edges%20of%20ownership%20to%20heightened%20levels%20of%20risk.%20A%20second%5Cnset%20of%20papers%20report%20from%20a%20variety%20of%20jurisdictions%20to%20show%20how%20the%20structure%20of%5Cnthe%20edges%20of%20owner-occupation%20vary%20across%20cultures%20and%20countries%2C%20and%20change%5Cnover%20time.%22%2C%22date%22%3A%222017-04-03%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F19491247.2017.1289717%22%2C%22ISSN%22%3A%221949-1247%2C%201949-1255%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F19491247.2017.1289717%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-09-14T16%3A56%3A29Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22edges%22%7D%2C%7B%22tag%22%3A%22home%20ownership%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20systems%22%7D%2C%7B%22tag%22%3A%22intergenerational%20homeownership%20support%22%7D%2C%7B%22tag%22%3A%22intergenerational%20support%22%7D%2C%7B%22tag%22%3A%22intergenerational%20transfers%22%7D%2C%7B%22tag%22%3A%22international%22%7D%5D%7D%7D%2C%7B%22key%22%3A%228Y8GNLDP%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Fernandez%20and%20Aalbers%22%2C%22parsedDate%22%3A%222017-04-03%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BFernandez%2C%20R.%2C%20%26amp%3B%20Aalbers%2C%20M.%20B.%20%282017%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F14036096.2017.1293379%26%23039%3B%26gt%3BHousing%20and%20Capital%20in%20the%20Twenty-first%20Century%3A%20Realigning%20Housing%20Studies%20and%20Political%20Economy%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%2C%20Theory%20and%20Society%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B34%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20151%5Cu2013158.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F14036096.2017.1293379%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Housing%20and%20Capital%20in%20the%20Twenty-first%20Century%3A%20Realigning%20Housing%20Studies%20and%20Political%20Economy%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Rodrigo%22%2C%22lastName%22%3A%22Fernandez%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Manuel%20B.%22%2C%22lastName%22%3A%22Aalbers%22%7D%5D%2C%22abstractNote%22%3A%22The%20paper%20Capital%2C%20housing%20and%20inequality%20in%2021st%20century%20raises%20critical%20questions%20for%5Cnhousing%20researchers%20by%20introducing%20debates%20from%20economics%20into%20the%20field%20of%20housing%5Cnstudies.%20The%20authors%20conclude%20%5Cu201cit%20is%20time%20to%20debate%20housing%20capital%20in%20the%20century%20ahead%5Cu201d%5Cnand%20stress%20%5Cu201cthere%20is%20an%20urgent%20need%20for%20a%20renewed%20political%20economy%20of%20housing%20policies%5Cu201d.%5CnWe%20cannot%20agree%20more%20with%20these%20assertions%3B%20in%20fact%2C%20others%20and%20we%20have%20called%20for%20a%5Cnpolitical%20economy%20approach%20to%20housing%20in%20recent%20years%20%28Schwartz%20and%20Seabrooke%202009%3B%5CnAalbers%20and%20Christophers%202014%3B%20Aalbers%202016a%3B%20Fernandez%20and%20Aalbers%202016%29.%20We%20agree%5Cnthat%20housing%20studies%20would%20not%20only%20benefit%20from%20a%20re-engagement%20with%20political%20economy%2C%5Cnbut%20also%20that%20%5Cu201ca%20wider%20understanding%20of%20housing%20systems%20is%20required%20to%20make%20sense%5Cnof%20how%20global%20capitalism%20has%20developed%20since%20the%201980s.%5Cu201d%5CnHowever%2C%20whereas%20Duncan%20Maclennan%20and%20Julie%20Miao%20quickly%20reduce%20housing%5Cnresearchers%20to%20housing%20economists%20and%20political%20economy%20to%20political-economywithin-%5Cneconomics%2C%20we%20would%20like%20to%20acknowledge%20the%20fundamentally%20interdisciplinary%5Cnnature%20of%20both%20housing%20studies%20and%20political%20economy.%20To%20us%2C%20the%20focus%20of%20Maclennan%5Cnand%20Miao%20%5Cu2013%20debating%20the%20mechanics%20of%20Piketty%20and%20its%20relevance%20to%20housing%20economics%5Cn%5Cu2013%20is%20too%20narrow.%20We%20argue%20that%20one%20should%20take%20Piketty%5Cu2019s%20Capital%20to%20the%20next%5Cnlevel%20and%20present%20the%20broader%20range%20of%20issues%20and%20conceptual%20debates%20that%20need%20to%20be%5Cnincluded%20in%20an%20examination%20of%20housing%2C%20capital%20and%20inequality%20in%20the%20twenty-first%20century.%5CnIn%20particular%2C%20we%20feel%20that%20the%20rich%20tradition%20in%20geography%2C%20urban%20studies%20and%5Cnpolitical%20economy%20to%20study%20the%20effects%20of%20overaccumulation%20on%20real%20estate%20and%20the%5Cnbuilt%20environment%20needs%20to%20be%20included%20in%20a%20political%20economy%20of%20housing.%22%2C%22date%22%3A%222017-04-03%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F14036096.2017.1293379%22%2C%22ISSN%22%3A%221403-6096%2C%201651-2278%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F14036096.2017.1293379%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22ZP8AGDAW%22%5D%2C%22dateModified%22%3A%222020-02-07T22%3A41%3A54Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22capitalism%22%7D%2C%7B%22tag%22%3A%22financialization%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20and%20political%20economy%22%7D%2C%7B%22tag%22%3A%22housing%20system%22%7D%2C%7B%22tag%22%3A%22inequality%22%7D%2C%7B%22tag%22%3A%22urbanization%20of%20capital%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22Y4DITPNI%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Andr%5Cu00e9%20et%20al.%22%2C%22parsedDate%22%3A%222017%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BAndr%5Cu00e9%2C%20S.%2C%20Dewilde%2C%20C.%2C%20%26amp%3B%20Luijkx%2C%20R.%20%282017%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fjournals.sagepub.com%5C%2Fdoi%5C%2F10.1177%5C%2F0020715217712779%26%23039%3B%26gt%3BThe%20tenure%20gap%20in%20electoral%20participation%3A%20instrumental%20motivation%20or%20selection%20bias%3F%20Comparing%20homeowners%20and%20tenants%20across%20four%20housing%20regimes%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BInternational%20Journal%20of%20Comparative%20Sociology%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B58%26lt%3B%5C%2Fi%26gt%3B%283%29%2C%20241%5Cu2013265.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1177%5C%2F0020715217712779%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22The%20tenure%20gap%20in%20electoral%20participation%3A%20instrumental%20motivation%20or%20selection%20bias%3F%20Comparing%20homeowners%20and%20tenants%20across%20four%20housing%20regimes%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22St%5Cu00e9fanie%22%2C%22lastName%22%3A%22Andr%5Cu00e9%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Caroline%22%2C%22lastName%22%3A%22Dewilde%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Ruud%22%2C%22lastName%22%3A%22Luijkx%22%7D%5D%2C%22abstractNote%22%3A%22Integrating%20housing%20tenure%20in%20Instrumental%20Motivation%20Theory%20predicts%20a%20tenure%20gap%20in%20electoral%20participation%2C%20as%20homeowners%20would%20be%20more%20motivated%20to%20vote%20compared%20with%20tenants.%20The%20empirical%20question%20is%20whether%20this%20effect%20is%20causal%20or%20rather%20due%20to%20selection%20into%20different%20housing%20tenures.%20This%20question%20is%20tackled%20using%20coarsened%20exact%20matching%20%28CEM%29%20on%20data%20for%2019%20countries%2C%20allowing%20us%20to%20better%20control%20for%20endogeneity.%20Even%20then%2C%20homeowners%20are%20found%20to%20vote%20more%20often%20than%20tenants.%20This%20association%20is%20stronger%20in%20countries%20characterized%20by%20a%20strong%20pro-homeownership%20ideology%20and%5C%2For%20where%20the%20financialization%20of%20housing%20markets%20turned%20houses%20into%20assets.%22%2C%22date%22%3A%2206%5C%2F2017%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1177%5C%2F0020715217712779%22%2C%22ISSN%22%3A%220020-7152%2C%201745-2554%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fjournals.sagepub.com%5C%2Fdoi%5C%2F10.1177%5C%2F0020715217712779%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-09-28T21%3A38%3A23Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Europe%22%7D%2C%7B%22tag%22%3A%22Renters%22%7D%2C%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22electoral%20participation%22%7D%2C%7B%22tag%22%3A%22homeowners%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20wealth%22%7D%2C%7B%22tag%22%3A%22rental%20housing%22%7D%2C%7B%22tag%22%3A%22renters%22%7D%2C%7B%22tag%22%3A%22tenure%20gap%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22EQ4JH36W%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Walks%22%2C%22parsedDate%22%3A%222016-10-02%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BWalks%2C%20A.%20%282016%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2015.1132685%26%23039%3B%26gt%3BHomeownership%2C%20Asset-based%20Welfare%20and%20the%20Neighbourhood%20Segregation%20of%20Wealth%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%20Studies%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B31%26lt%3B%5C%2Fi%26gt%3B%287%29%2C%20755%5Cu2013784.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F02673037.2015.1132685%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Homeownership%2C%20Asset-based%20Welfare%20and%20the%20Neighbourhood%20Segregation%20of%20Wealth%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Alan%22%2C%22lastName%22%3A%22Walks%22%7D%5D%2C%22abstractNote%22%3A%22The%20asset-based%20welfare%20approach%2C%20which%20has%20foremost%20encouraged%20homeownership%2C%20has%20led%20to%20rising%20homeownership%20rates%2C%20house%20prices%20and%20household%20debt%20levels.%20While%20this%20shift%20has%20helped%20raise%20the%20net%20worth%20of%20some%20among%20the%20middle%20and%20working%20classes%20who%20own%20property%2C%20the%20implications%20for%20the%20spatial%20distribution%20of%20wealth%20in%20cities%20have%20not%20yet%20been%20explored.%20This%20paper%20examines%20the%20spatial%20implications%20of%20the%20rise%20of%20policies%20promoting%20asset-based%20welfare%2C%20by%20examining%20statistically%20how%20variables%20related%20to%20homeownership%20rates%20and%20housing%20prices%20relate%20to%20measures%20of%20urban%20wealth%20segregation%20among%20neighbourhoods.%20Canadian%20cites%20are%20used%20as%20the%20main%20case%20study%20for%20the%20empirical%20analysis.%20The%20findings%20suggest%20that%20while%20homeownership%20in%20general%20has%20an%20equalizing%20effect%2C%20rising%20rates%20of%20homeownership%20%28and%20to%20some%20extent%2C%20rising%20house%20prices%29%20are%20associated%20not%20with%20greater%20spatial%20equalization%20and%20dispersal%20of%20wealth%2C%20but%20instead%20with%20greater%20spatial%20segregation%20and%20concentration%20of%20wealth%20within%20cities.%22%2C%22date%22%3A%222016-10-02%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F02673037.2015.1132685%22%2C%22ISSN%22%3A%220267-3037%2C%201466-1810%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2015.1132685%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22F3F8EX4U%22%5D%2C%22dateModified%22%3A%222020-10-19T18%3A32%3A52Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Canada%22%7D%2C%7B%22tag%22%3A%22asset-based%20welfare%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20markets%22%7D%2C%7B%22tag%22%3A%22housing%20policy%22%7D%2C%7B%22tag%22%3A%22housing%20policy%20-%20Canada%22%7D%2C%7B%22tag%22%3A%22neighbourhoods%22%7D%2C%7B%22tag%22%3A%22residential%20segregation%22%7D%2C%7B%22tag%22%3A%22segregation%22%7D%2C%7B%22tag%22%3A%22state%20tenure%20bias%22%7D%2C%7B%22tag%22%3A%22urban%20inequality%22%7D%2C%7B%22tag%22%3A%22wealth%22%7D%5D%7D%7D%2C%7B%22key%22%3A%227R3Z9WWI%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Aalbers%22%2C%22parsedDate%22%3A%222016-05-05%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BAalbers%2C%20M.%20B.%20%282016%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.taylorfrancis.com%5C%2Fbooks%5C%2F9781317361794%26%23039%3B%26gt%3BThe%20Financialization%20of%20Home%20and%20the%20Mortgage%20Market%20Crisis%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BCOMPETITION%20%26amp%3B%20CHANGE%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B12%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20148%5Cu2013166.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.4324%5C%2F9781315668666%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22The%20Financialization%20of%20Home%20and%20the%20Mortgage%20Market%20Crisis%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Manuel%20B.%22%2C%22lastName%22%3A%22Aalbers%22%7D%5D%2C%22abstractNote%22%3A%22Financialization%20can%20be%20characterized%20as%20capital%20switching%20from%20the%20primary%2C%20secondary%20or%20tertiary%20circuit%20to%20the%20quaternary%20circuit%20of%20capital.%20Housing%20is%20a%20central%20aspect%20of%20financialization.%20The%20financialization%20of%20mortgage%20markets%20demands%20that%20not%20just%20homes%20but%20also%20homeowners%20become%20viewed%20as%20financially%20exploitable.%20It%20is%20exemplified%20by%20the%20securitization%20of%20mortgage%20loans%2C%20but%20also%20by%20the%20use%20of%20credit%20scoring%20and%20risk-based%20pricing.%20In%20the%20past%20century%2C%20mortgage%20markets%20were%20transformed%20from%20being%20a%20%5Cu2018facilitating%20market%5Cu2019%20for%20homeowners%20in%20need%20of%20credit%20to%20one%20increasingly%20facilitating%20global%20investment.%20Since%20mortgage%20markets%20are%20both%20local%20consumer%20markets%20and%20global%20investment%20markets%2C%20the%20dynamics%20of%20financialization%20and%20globalization%20directly%20relate%20homeowners%20to%20global%20investors%20thereby%20increasing%20the%20volatility%20in%20mortgage%20markets%2C%20as%20the%20current%20crisis%20shows%20all%20too%20well.%22%2C%22date%22%3A%222016-5-5%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.4324%5C%2F9781315668666%22%2C%22ISSN%22%3A%22%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.taylorfrancis.com%5C%2Fbooks%5C%2F9781317361794%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22ZP8AGDAW%22%5D%2C%22dateModified%22%3A%222020-10-04T14%3A48%3A32Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22credit%20scoring%22%7D%2C%7B%22tag%22%3A%22financialization%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22international%22%7D%2C%7B%22tag%22%3A%22mortgage%20markets%22%7D%2C%7B%22tag%22%3A%22predatory%20lending%22%7D%2C%7B%22tag%22%3A%22predatory%20loans%22%7D%2C%7B%22tag%22%3A%22risk%22%7D%2C%7B%22tag%22%3A%22securitization%22%7D%2C%7B%22tag%22%3A%22subprime%20lending%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22G6PVGZ25%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22McCabe%22%2C%22parsedDate%22%3A%222016-05-01%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMcCabe%2C%20B.%20J.%20%282016%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fwww.oxfordscholarship.com%5C%2Fview%5C%2F10.1093%5C%2Facprof%3Aoso%5C%2F9780190270452.001.0001%5C%2Facprof-9780190270452%26%23039%3B%26gt%3BConclusion%3A%20Citizenship%20in%20a%20Nation%20of%20Homeowners%26lt%3B%5C%2Fa%26gt%3B.%20In%20%26lt%3Bi%26gt%3BNo%20Place%20Like%20Home%3A%20Wealth%2C%20Community%20and%20the%20Politics%20of%20Homeownership%26lt%3B%5C%2Fi%26gt%3B.%20Oxford%20University%20Press.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1093%5C%2Facprof%3Aoso%5C%2F9780190270452.001.0001%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22bookSection%22%2C%22title%22%3A%22Conclusion%3A%20Citizenship%20in%20a%20Nation%20of%20Homeowners%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Brian%20J.%22%2C%22lastName%22%3A%22McCabe%22%7D%5D%2C%22abstractNote%22%3A%22No%20Place%20Like%20Home%2C%20chapter%207%3A%5Cn%5CnConclusion%3A%20Citizenship%20in%20a%20Nation%20of%20Homeowners%5Cn%5CnThe%20conclusion%20returns%20to%20the%20core%20themes%20of%20the%20book.%20After%20a%20review%20of%20the%20chapters%2C%20the%20conclusion%20presents%20three%20key%20ideas%20for%20the%20continued%20engagement%20with%20homeownership.%20First%2C%20it%20challenges%20readers%20to%20engage%20more%20seriously%20with%20homeownership%20as%20a%20social%20phenomenon.%20Next%2C%20it%20argues%20for%20a%20continued%20analysis%20of%20the%20contrast%20between%20homeownership%20as%20a%20tool%20for%20social%20inclusion%20and%20a%20contributor%20to%20the%20politics%20of%20exclusion.%20Finally%2C%20the%20conclusion%20highlights%20the%20importance%20of%20identifying%20the%20mechanisms%20linking%20ownership%20to%20social%20outcomes%2C%20including%20the%20role%20of%20residential%20stability.%22%2C%22bookTitle%22%3A%22No%20Place%20Like%20Home%3A%20Wealth%2C%20Community%20and%20the%20Politics%20of%20Homeownership%22%2C%22date%22%3A%222016-05-01%22%2C%22language%22%3A%22en%22%2C%22ISBN%22%3A%22978-0-19-027045-2%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fwww.oxfordscholarship.com%5C%2Fview%5C%2F10.1093%5C%2Facprof%3Aoso%5C%2F9780190270452.001.0001%5C%2Facprof-9780190270452%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-02T21%3A35%3A20Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22home%20ownership%22%7D%2C%7B%22tag%22%3A%22homeowners%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22homeownership%20effects%22%7D%2C%7B%22tag%22%3A%22ideology%20of%20homeownership%22%7D%2C%7B%22tag%22%3A%22politics%20of%20exclusion%22%7D%2C%7B%22tag%22%3A%22residential%20stability%22%7D%2C%7B%22tag%22%3A%22social%20inclusion%22%7D%2C%7B%22tag%22%3A%22social%20outcomes%22%7D%2C%7B%22tag%22%3A%22social%20phenomenon%22%7D%5D%7D%7D%2C%7B%22key%22%3A%227UUS7IR4%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22McCabe%22%2C%22parsedDate%22%3A%222016-05-01%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMcCabe%2C%20B.%20J.%20%282016%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fwww.oxfordscholarship.com%5C%2Fview%5C%2F10.1093%5C%2Facprof%3Aoso%5C%2F9780190270452.001.0001%5C%2Facprof-9780190270452%26%23039%3B%26gt%3BBuilding%20Community%3F%20Homeownership%20and%20the%20Politics%20of%20Exclusion%20Ch.%205%26lt%3B%5C%2Fa%26gt%3B.%20In%20%26lt%3Bi%26gt%3BNo%20Place%20Like%20Home%3A%20Wealth%2C%20Community%20and%20the%20Politics%20of%20Homeownership%26lt%3B%5C%2Fi%26gt%3B.%20Oxford%20University%20Press.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1093%5C%2Facprof%3Aoso%5C%2F9780190270452.001.0001%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22bookSection%22%2C%22title%22%3A%22Building%20Community%3F%20Homeownership%20and%20the%20Politics%20of%20Exclusion%20Ch.%205%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Brian%20J.%22%2C%22lastName%22%3A%22McCabe%22%7D%5D%2C%22abstractNote%22%3A%22This%20chapter%20rescales%20the%20analysis%20to%20the%20level%20of%20the%20community%20to%20ask%20about%20the%5Cnway%20homeowners%20reshape%20the%20places%20where%20they%20live.%20Deepening%20current%5Cntheories%20of%20NIMBY%20politics%2C%20it%20argues%20that%20homeowners%20often%20steer%20local%20political%5Cndiscussions%20as%20they%20work%20to%20protect%20their%20property%20values.%20Contrary%20to%20classic%5Cnaccounts%20of%20community%20engagement%2C%20which%20highlight%20the%20benefits%20to%5Cncommunities%20from%20high%20levels%20of%20civic%20participation%2C%20this%20chapter%20shows%20that%5Cnhomeowners%20often%20participate%20in%20a%20politics%20of%20exclusion.%20Their%20involvement%5Cnnarrows%20the%20opportunity%20for%20meaningful%20political%20dialogue%20and%20prioritizes%5Cnproperty%20values%20over%20other%20community%20interests.%20Homeowners%5Cu2019%20participation%5Cnkeeps%20people%20from%20accessing%20high-opportunity%20neighborhoods%20and%20reinforces%5Cnsymbolic%20boundaries%20between%20homeowners%20and%20renters.%22%2C%22bookTitle%22%3A%22No%20Place%20Like%20Home%3A%20Wealth%2C%20Community%20and%20the%20Politics%20of%20Homeownership%22%2C%22date%22%3A%222016-05-01%22%2C%22language%22%3A%22en%22%2C%22ISBN%22%3A%22978-0-19-027045-2%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fwww.oxfordscholarship.com%5C%2Fview%5C%2F10.1093%5C%2Facprof%3Aoso%5C%2F9780190270452.001.0001%5C%2Facprof-9780190270452%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22MWE55CTR%22%5D%2C%22dateModified%22%3A%222020-10-02T21%3A23%3A44Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22NIMBY%22%7D%2C%7B%22tag%22%3A%22NIMBYs%22%7D%2C%7B%22tag%22%3A%22Renters%22%7D%2C%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22community%20interests%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22political%20dialogue%22%7D%2C%7B%22tag%22%3A%22politics%20of%20exclusion%22%7D%2C%7B%22tag%22%3A%22property%20values%22%7D%2C%7B%22tag%22%3A%22rental%20housing%22%7D%2C%7B%22tag%22%3A%22renters%22%7D%2C%7B%22tag%22%3A%22symbolic%20boundaries%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22H9U6S8TZ%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22McCabe%22%2C%22parsedDate%22%3A%222016%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMcCabe%2C%20B.%20J.%20%282016%29.%20Selling%20the%20Citizen%20Homeowner%3A%20The%20Civic%20Roots%20of%20the%20American%20Dream%20Ch.%202.%20In%20%26lt%3Bi%26gt%3BNo%20Place%20Like%20Home%3A%20Wealth%2C%20Community%20and%20the%20Politics%20of%20Homeownership%26lt%3B%5C%2Fi%26gt%3B.%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22bookSection%22%2C%22title%22%3A%22Selling%20the%20Citizen%20Homeowner%3A%20The%20Civic%20Roots%20of%20the%20American%20Dream%20Ch.%202%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Brian%20J%22%2C%22lastName%22%3A%22McCabe%22%7D%5D%2C%22abstractNote%22%3A%22This%20chapter%20traces%20the%20ideological%20roots%20of%20the%20American%20commitment%20to%20homeownership%20as%20a%20tool%20for%20strengthening%20citizenship.%20Two%20major%20homeownership%20campaigns%20of%20the%20early%20twentieth%20century%20presented%20homeownership%20as%20a%20response%20to%20urbanization%2C%20social%20unrest%20and%20the%20growing%20crisis%20of%20citizenship%20in%20American%20cities.%20Through%20their%20campaign%20materials%2C%20civic%20leaders%20and%20political%20elites%20argued%20that%20homeowners%20were%20more%20engaged%20citizens%20and%20active%20community%20members.%20They%20presented%20homeowners%20as%20better%20patriots%20who%20were%20charged%20with%20protecting%20democracy.%20These%20campaigns%20helped%20to%20solidify%20an%20ideology%20of%20homeownership%20in%20American%20society.%22%2C%22bookTitle%22%3A%22No%20Place%20Like%20Home%3A%20Wealth%2C%20Community%20and%20the%20Politics%20of%20Homeownership%22%2C%22date%22%3A%222016%22%2C%22language%22%3A%22en%22%2C%22ISBN%22%3A%22%22%2C%22url%22%3A%22%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-05-19T17%3A58%3A38Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22citizenship%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22ideology%20of%20homeownership%22%7D%2C%7B%22tag%22%3A%22patriotism%22%7D%2C%7B%22tag%22%3A%22social%20unrest%22%7D%2C%7B%22tag%22%3A%22state%20tenure%20bias%22%7D%2C%7B%22tag%22%3A%22urbanization%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22NEC936XF%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Poppe%20et%20al.%22%2C%22parsedDate%22%3A%222015-10-08%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BPoppe%2C%20C.%2C%20Collard%2C%20S.%2C%20%26amp%3B%20Jakobsen%2C%20T.%20B.%20%282015%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F14036096.2015.1089934%26%23039%3B%26gt%3BWhat%20has%20debt%20got%20to%20do%20with%20it%3F%20The%20Valuation%20of%20Homeownership%20in%20the%20Era%20of%20Financialization%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%2C%20Theory%20and%20Society%26lt%3B%5C%2Fi%26gt%3B%2C%201%5Cu201318.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F14036096.2015.1089934%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22What%20has%20debt%20got%20to%20do%20with%20it%3F%20The%20Valuation%20of%20Homeownership%20in%20the%20Era%20of%20Financialization%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Christian%22%2C%22lastName%22%3A%22Poppe%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Sharon%22%2C%22lastName%22%3A%22Collard%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Turf%20B%5Cu00f6cker%22%2C%22lastName%22%3A%22Jakobsen%22%7D%5D%2C%22abstractNote%22%3A%22Based%20on%20comparative%20focus%20group%20data%20from%20Norway%2C%20Denmark%20and%20England%2C%20this%20article%20asks%20why%20people%20take%20on%20substantial%20mortgages%20to%20become%20homeowners.%20It%20argues%20that%20%5Cufb01nancialization%20of%20the%20housing%20market%20has%20resulted%20in%20a%20widespread%20investment%20philosophy%20at%20the%20household%20level%20and%20changed%20the%20way%20people%20think%20and%20talk%20about%20%5Cu201cthe%20home%5Cu201d.%20High%20levels%20of%20mortgage%20borrowing%20have%20become%20commonplace%20and%20are%20justi%5Cufb01ed%20by%20social%20valuations%20of%20owner-occupation%20based%20on%20beliefs%20around%20freedom%20through%20homeownership.%20Like%20previous%20research%2C%20the%20study%20shows%20that%20homeownership%20offers%20social%20identity%2C%20stability%20and%20belonging.%20But%2C%20this%20is%20wrapped%20up%20in%20an%20investor%5Cu2019s%20language%2C%20such%20that%20the%20distinction%20between%20homes%20as%20socially%20valued%20living%20environments%20and%20homes%20as%20investment%20objects%20has%20become%20blurred.%20This%20makes%20it%20dif%5Cufb01cult%20%5Cu2013%20perhaps%20impossible%20%5Cu2013%20for%20households%20to%20assess%20the%20risks%20involved%20in%20home%20purchases.%22%2C%22date%22%3A%222015-10-08%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F14036096.2015.1089934%22%2C%22ISSN%22%3A%221403-6096%2C%201651-2278%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F14036096.2015.1089934%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22ZP8AGDAW%22%5D%2C%22dateModified%22%3A%222020-10-04T15%3A20%3A29Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Denmark%22%7D%2C%7B%22tag%22%3A%22England%22%7D%2C%7B%22tag%22%3A%22Europe%22%7D%2C%7B%22tag%22%3A%22Norway%22%7D%2C%7B%22tag%22%3A%22UK%22%7D%2C%7B%22tag%22%3A%22comparative%20analysis%22%7D%2C%7B%22tag%22%3A%22debt%22%7D%2C%7B%22tag%22%3A%22financialization%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22investment%20philosophy%22%7D%2C%7B%22tag%22%3A%22risk%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22466J775W%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Murie%20and%20Williams%22%2C%22parsedDate%22%3A%222015-07-04%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMurie%2C%20A.%2C%20%26amp%3B%20Williams%2C%20P.%20%282015%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2015.1025371%26%23039%3B%26gt%3BA%20Presumption%20in%20Favour%20of%20Home%20Ownership%3F%20Reconsidering%20Housing%20Tenure%20Strategies%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%20Studies%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B30%26lt%3B%5C%2Fi%26gt%3B%285%29%2C%20656%5Cu2013676.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F02673037.2015.1025371%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22A%20Presumption%20in%20Favour%20of%20Home%20Ownership%3F%20Reconsidering%20Housing%20Tenure%20Strategies%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Alan%22%2C%22lastName%22%3A%22Murie%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Peter%22%2C%22lastName%22%3A%22Williams%22%7D%5D%2C%22abstractNote%22%3A%22This%20paper%20discusses%20changes%20in%20housing%20%5Cufb01nance%2C%20tenure%20and%20policy%20in%20the%20UK%20in%20the%20context%20of%20Kemeny%5Cu2019s%20important%20and%20in%5Cufb02uential%20discussion%20of%20political%20tenure%20strategies.%20The%20evolution%20of%20housing%20tenure%20in%20that%20country%20since%20the%201970s%20has%20not%20conformed%20to%20the%20thesis%20of%20a%20simple%20presumption%20in%20favour%20of%20home%20ownership%20and%20the%20paper%20argues%20that%20the%20framework%20for%20housing%20analysis%20must%20look%20beyond%20tenure%20categories%2C%20recognise%20the%20complex%20variations%20within%20tenures%20and%20consider%20the%20overriding%20importance%20of%20wider%20structural%20pressures%20related%20to%20class%2C%20income%20and%20wealth%20and%20the%20role%20of%20local%20actors%20and%20local%20variation.%22%2C%22date%22%3A%222015-07-04%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F02673037.2015.1025371%22%2C%22ISSN%22%3A%220267-3037%2C%201466-1810%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2015.1025371%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-02-13T21%3A12%3A34Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22UK%22%7D%2C%7B%22tag%22%3A%22cost%20renting%22%7D%2C%7B%22tag%22%3A%22home%20ownership%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20tenure%22%7D%2C%7B%22tag%22%3A%22private%20renting%22%7D%2C%7B%22tag%22%3A%22social%20renting%22%7D%5D%7D%7D%2C%7B%22key%22%3A%225UMGC9QR%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Rollwagen%22%2C%22parsedDate%22%3A%222015-01-02%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BRollwagen%2C%20H.%20%282015%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2014.925099%26%23039%3B%26gt%3BConstructing%20Renters%20as%20a%20Threat%20to%20Neighbourhood%20Safety%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%20Studies%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B30%26lt%3B%5C%2Fi%26gt%3B%281%29%2C%201%5Cu201321.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F02673037.2014.925099%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Constructing%20Renters%20as%20a%20Threat%20to%20Neighbourhood%20Safety%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Heather%22%2C%22lastName%22%3A%22Rollwagen%22%7D%5D%2C%22abstractNote%22%3A%22The%20physical%20and%20social%20organization%20of%20the%20urban%20environment%20plays%20a%20central%20role%20in%20the%20formation%20of%20individual%20perceptions%20of%20crime.%20This%20paper%20examines%20how%20the%20presence%20of%20rental%20housing%20is%20constructed%20as%20a%20risk%20to%20neighbourhood%20safety%20by%20urban%20homeowners.%20The%20presence%20of%20the%20ideology%20of%20homeownership%20fosters%20a%20social%20context%20in%20which%20renters%20are%20constructed%20as%20disinvested%20and%20irresponsible%20individuals.%20As%20a%20result%2C%20renters%20are%20perceived%20to%20pose%20both%20an%20indirect%20and%20direct%20threat%20to%20the%20safety%20of%20a%20neighbourhood.%20Data%20from%2023%20semi-structured%20interviews%20with%20urban%20homeowners%20are%20used%20to%20illustrate%20this%20process.%20The%20paper%20concludes%20by%20considering%20how%20these%20perceptions%20adversely%20affect%20tenants%20and%20perpetuate%20spatial%20patterns%20of%20inequality.%22%2C%22date%22%3A%222015-01-02%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F02673037.2014.925099%22%2C%22ISSN%22%3A%220267-3037%2C%201466-1810%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F02673037.2014.925099%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-09-28T21%3A37%3A37Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Calgary%22%7D%2C%7B%22tag%22%3A%22Calgary%2C%20AB%22%7D%2C%7B%22tag%22%3A%22Canada%22%7D%2C%7B%22tag%22%3A%22Renters%22%7D%2C%7B%22tag%22%3A%22crime%20risk%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%22%7D%2C%7B%22tag%22%3A%22ideology%20of%20homeownership%22%7D%2C%7B%22tag%22%3A%22neighbourhood%20effects%22%7D%2C%7B%22tag%22%3A%22perceptions%20of%20crime%22%7D%2C%7B%22tag%22%3A%22rental%20housing%22%7D%2C%7B%22tag%22%3A%22renters%22%7D%2C%7B%22tag%22%3A%22tenure%20prejudice%22%7D%2C%7B%22tag%22%3A%22tenure%20stigma%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22NFTBZ8AN%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Henricks%22%2C%22parsedDate%22%3A%222015%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BHenricks%2C%20K.%20%282015%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Flink.springer.com%5C%2F10.1007%5C%2Fs11211-015-0244-8%26%23039%3B%26gt%3BBursting%20Whose%20Bubble%3F%20The%20Racial%20Nexus%20Between%20Social%20Disaster%2C%20Housing%20Wealth%2C%20and%20Public%20Policy%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BSocial%20Justice%20Research%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B28%26lt%3B%5C%2Fi%26gt%3B%283%29%2C%20318%5Cu2013338.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1007%5C%2Fs11211-015-0244-8%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Bursting%20Whose%20Bubble%3F%20The%20Racial%20Nexus%20Between%20Social%20Disaster%2C%20Housing%20Wealth%2C%20and%20Public%20Policy%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Kasey%22%2C%22lastName%22%3A%22Henricks%22%7D%5D%2C%22abstractNote%22%3A%22While%20prior%20research%20considers%20race%20a%20factor%20in%20the%20mid-2000s%20housing%20meltdown%2C%20few%20scholars%20have%20extended%20a%20structural%20interpretation%20to%20explain%20the%20racial%20nexus%20between%20social%20disaster%2C%20housing%20wealth%2C%20and%20public%20policy.%20Utilizing%20national-level%20data%20from%20the%20Survey%20of%20Income%20and%20Program%20Participation%2C%20I%20measure%20the%20housing%20crash%5Cu2019s%20before-and-after%20impact%20on%20home%20equity%20values%20by%20completing%20a%20series%20of%20ordinary%20least-squares%20regression%20models.%20My%20aim%20was%20to%20discern%20what%20extent%20racial%20disparity%20exists%20in%20housing%20wealth%2C%20how%20this%20disparity%20has%20changed%20since%20the%20housing%20crash%2C%20and%20what%20implications%20these%20trends%20have%20for%20the%20institutional%20maintenance%20of%20racial%20inequality.%20The%20evidence%20I%20offer%20con%5Cufb01rms%20that%20race%20is%20an%20organizing%20principle%20for%20who%20can%20claim%20long-term%20bene%5Cufb01ts%20of%20homeownership.%20Having%20implications%20for%20%5Cu2018the%20sedimentation%20of%20racial%20inequality%2C%5Cu2019%20my%20%5Cufb01ndings%20show%20how%20institutional%20restraints%20build%20upon%20one%20another%20in%20overlapping%20and%20interacting%20ways%20to%20reproduce%20racial%20inequality.%22%2C%22date%22%3A%229%5C%2F2015%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1007%5C%2Fs11211-015-0244-8%22%2C%22ISSN%22%3A%220885-7466%2C%201573-6725%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Flink.springer.com%5C%2F10.1007%5C%2Fs11211-015-0244-8%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22FVEF6RZ8%22%5D%2C%22dateModified%22%3A%222020-10-06T14%3A20%3A48Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Black%20populations%22%7D%2C%7B%22tag%22%3A%22Canada%22%7D%2C%7B%22tag%22%3A%22Global%20Financial%20Crisis%22%7D%2C%7B%22tag%22%3A%22discrimination%22%7D%2C%7B%22tag%22%3A%22equity%20seeking%20groups%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20crash%22%7D%2C%7B%22tag%22%3A%22housing%20wealth%22%7D%2C%7B%22tag%22%3A%22public%20policy%22%7D%2C%7B%22tag%22%3A%22social%20disaster%22%7D%2C%7B%22tag%22%3A%22structural%20racism%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22S2IYU4UG%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Forrest%20and%20Hirayama%22%2C%22parsedDate%22%3A%222015%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BForrest%2C%20R.%2C%20%26amp%3B%20Hirayama%2C%20Y.%20%282015%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fjournals.sagepub.com%5C%2Fdoi%5C%2F10.1177%5C%2F0042098014528394%26%23039%3B%26gt%3BThe%20financialisation%20of%20the%20social%20project%3A%20Embedded%20liberalism%2C%20neoliberalism%20and%20home%20ownership%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BUrban%20Studies%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B52%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20233%5Cu2013244.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1177%5C%2F0042098014528394%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22The%20financialisation%20of%20the%20social%20project%3A%20Embedded%20liberalism%2C%20neoliberalism%20and%20home%20ownership%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Ray%22%2C%22lastName%22%3A%22Forrest%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Yosuke%22%2C%22lastName%22%3A%22Hirayama%22%7D%5D%2C%22abstractNote%22%3A%22This%20paper%20argues%20that%20the%20relentless%20logic%20of%20commodification%20has%20served%20to%20undermine%20a%20key%20element%20of%20the%20social%20cement%20of%20contemporary%20capitalism%3A%20home%20ownership.%20In%20addressing%20this%20issue%2C%20the%20paper%20explores%20the%20development%20of%20the%20post%20war%20%5Cu2018social%20project%5Cu2019%20of%20home%20ownership%20with%20particular%20reference%20to%20mature%20home%20ownership%20societies%20such%20as%20the%20USA%2C%20Japan%2C%20Britain%20and%20Australia.%20The%20paper%20then%20outlines%20the%20new%20fault%20lines%20and%20fractures%20which%20have%20emerged%20in%20postcrisis%20home%20ownership%20systems%20and%20the%20way%20in%20which%20a%20more%20vigorous%2C%20financialised%20private%20landlordism%20has%20emerged%20from%20the%20debris%20of%20the%20subprime%20meltdown.%20A%20key%20argument%20is%20that%20in%20a%20new%20and%20more%20intensified%20process%20of%20housing%20commodification%2C%20the%20social%20project%20promise%20of%20home%20ownership%20for%20a%20previous%20generation%20has%20shifted%20to%20a%20promise%20of%20private%20landlordism%20for%20current%20generations.%20In%20summary%2C%20the%20social%20project%20of%20Keynesian-embedded%20liberalism%20has%20been%20undermined%20by%20the%20economic%20project%20of%20neoliberalism.%22%2C%22date%22%3A%2202%5C%2F2015%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1177%5C%2F0042098014528394%22%2C%22ISSN%22%3A%220042-0980%2C%201360-063X%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fjournals.sagepub.com%5C%2Fdoi%5C%2F10.1177%5C%2F0042098014528394%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22ZP8AGDAW%22%2C%22F3F8EX4U%22%5D%2C%22dateModified%22%3A%222020-10-19T19%3A11%3A47Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Australasia%22%7D%2C%7B%22tag%22%3A%22Australia%22%7D%2C%7B%22tag%22%3A%22Japan%22%7D%2C%7B%22tag%22%3A%22UK%22%7D%2C%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22asset-based%20welfare%22%7D%2C%7B%22tag%22%3A%22financialisation%22%7D%2C%7B%22tag%22%3A%22financialization%22%7D%2C%7B%22tag%22%3A%22home%20ownership%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22ideology%20of%20homeownership%22%7D%2C%7B%22tag%22%3A%22international%22%7D%2C%7B%22tag%22%3A%22neoliberal%22%7D%2C%7B%22tag%22%3A%22neoliberalism%22%7D%2C%7B%22tag%22%3A%22private%20landlordism%22%7D%2C%7B%22tag%22%3A%22social%20project%22%7D%2C%7B%22tag%22%3A%22state%20tenure%20bias%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22F8T6RYCW%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Crabtree%22%2C%22parsedDate%22%3A%222014-08-18%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BCrabtree%2C%20L.%20%282014%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Fabs%5C%2F10.1080%5C%2F02673037.2014.898248%26%23039%3B%26gt%3BCommunity%20Land%20Trusts%20and%20Indigenous%20Housing%20in%20Australia%5Cu2014Exploring%20Difference-Based%20Policy%20and%20Appropriate%20Housing%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%20Studies%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B29%26lt%3B%5C%2Fi%26gt%3B%286%29%2C%20743%5Cu2013759.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F02673037.2014.898248%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Community%20Land%20Trusts%20and%20Indigenous%20Housing%20in%20Australia%5Cu2014Exploring%20Difference-Based%20Policy%20and%20Appropriate%20Housing%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Louise%22%2C%22lastName%22%3A%22Crabtree%22%7D%5D%2C%22abstractNote%22%3A%22Previous%20work%20has%20highlighted%20the%20primacy%20of%20non-economic%20rights%20in%20Indigenous%20housing%20objectives.%20This%20paper%20builds%20on%20that%20work%20and%20Sanders%5Cu2019%20other%20work%20demonstrating%20the%20limited%20relevance%20of%20%5Cu2018mainstream%5Cu2019%20home%20ownership%20for%20many%20Indigenous%20communities%2C%20exploring%20whether%20models%20based%20on%20community%20land%20trust%20%28CLT%29%20principles%20might%20be%20appropriate%20for%20articulating%20Indigenous%20housing%20aspirations.%20The%20paper%20describes%20current%20Indigenous%20housing%20scenarios%20in%20urban%2C%20regional%20and%20remote%20New%20South%20Wales%20and%20Queensland%2C%20and%20%5Cufb01ndings%20regarding%20the%20resonance%20of%20CLTs%20with%20Indigenous%20housing%20objectives.%20While%20dominant%20policy%20and%20public%20discourses%20promote%20Indigenous%20home%20ownership%20as%20an%20economic%20development%20strategy%2C%20or%20as%20requiring%20the%20alienation%20of%20Indigenous%20lands%2C%20the%20research%20found%20neither%20to%20be%20primary%20sector%20imperatives.%20The%20paper%20draws%20on%20differencebased%20arguments%20regarding%20Indigenous%20affairs%20arguing%20that%20a%20focus%20on%20diversity%20emerging%20from%20informed%20Indigenous%20choice%20%5Cufb01nds%20a%20role%20for%20policy%20supporting%20diverse%20Indigenous%20housing%20aspirations.%22%2C%22date%22%3A%222014-08-18%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F02673037.2014.898248%22%2C%22ISSN%22%3A%220267-3037%2C%201466-1810%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Fabs%5C%2F10.1080%5C%2F02673037.2014.898248%22%2C%22collections%22%3A%5B%22SYWR42QS%22%2C%22WK63SEK5%22%2C%22V5XUBJJ5%22%2C%22IZWQVRKV%22%5D%2C%22dateModified%22%3A%222020-10-18T20%3A27%3A29Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Aboriginal%22%7D%2C%7B%22tag%22%3A%22Australasia%22%7D%2C%7B%22tag%22%3A%22Australia%22%7D%2C%7B%22tag%22%3A%22Indigenous%20populations%22%7D%2C%7B%22tag%22%3A%22affordable%20housing%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%20-%20Australasia%22%7D%2C%7B%22tag%22%3A%22home%20ownership%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20choice%22%7D%2C%7B%22tag%22%3A%22housing%20tenure%22%7D%2C%7B%22tag%22%3A%22permanently%20affordable%20housing%22%7D%2C%7B%22tag%22%3A%22tenure%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22V5I4WLA5%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Ansell%22%2C%22parsedDate%22%3A%222014%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BAnsell%2C%20B.%20%282014%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.cambridge.org%5C%2Fcore%5C%2Fproduct%5C%2Fidentifier%5C%2FS0003055414000045%5C%2Ftype%5C%2Fjournal_article%26%23039%3B%26gt%3BThe%20Political%20Economy%20of%20Ownership%3A%20Housing%20Markets%20and%20the%20Welfare%20State%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BAmerican%20Political%20Science%20Review%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B108%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20383%5Cu2013402.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1017%5C%2FS0003055414000045%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22The%20Political%20Economy%20of%20Ownership%3A%20Housing%20Markets%20and%20the%20Welfare%20State%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Ben%22%2C%22lastName%22%3A%22Ansell%22%7D%5D%2C%22abstractNote%22%3A%22The%20major%20economic%20story%20of%20the%20last%20decade%20has%20been%20the%20surge%20and%20collapse%20of%20house%20prices%20worldwide.%20Yet%20political%20economists%20have%20had%20little%20to%20say%20about%20how%20this%20critical%20phenomenon%20affects%20citizens%5Cu2019%20welfare%20and%20their%20demands%20from%20government.%20This%20article%20develops%20a%20novel%20theoretical%20argument%20linking%20housing%20prices%20to%20social%20policy%20preferences%20and%20policy%20outcomes.%20I%20argue%20that%20homeowners%20experiencing%20house%20price%20appreciation%20will%20become%20less%20supportive%20of%20redistribution%20and%20social%20insurance%20policies%20since%20increased%20house%20prices%20both%20increase%20individuals%5Cu2019%20permanent%20income%20and%20the%20value%20of%20housing%20as%20self-supplied%20insurance%20against%20income%20loss.%20Political%20parties%20of%20the%20right%20will%2C%20responding%20to%20these%20preferences%2C%20cut%20social%20spending%20substantially%20during%20housing%20booms.%20I%20test%20these%20propositions%20using%20both%20microdata%20on%20social%20preferences%20from%20panel%20surveys%20in%20the%20USA%2C%20the%20UK%2C%20and%20a%20cross-country%20survey%20of%2029%20countries%2C%20and%20macrodata%20of%20national%20social%20spending%20for%2018%20countries%20between%201975%20and%202001.%22%2C%22date%22%3A%2205%5C%2F2014%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1017%5C%2FS0003055414000045%22%2C%22ISSN%22%3A%220003-0554%2C%201537-5943%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.cambridge.org%5C%2Fcore%5C%2Fproduct%5C%2Fidentifier%5C%2FS0003055414000045%5C%2Ftype%5C%2Fjournal_article%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-02-20T00%3A35%3A39Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22UK%22%7D%2C%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22homeowners%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22homeownership%20effects%22%7D%2C%7B%22tag%22%3A%22welfare%20provision%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22V7C6XCME%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Thaden%20et%20al.%22%2C%22parsedDate%22%3A%222013%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BThaden%2C%20E.%2C%20Greer%2C%20A.%2C%20%26amp%3B%20Saegert%2C%20S.%20%282013%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Fabs%5C%2F10.1080%5C%2F02673037.2013.818621%26%23039%3B%26gt%3BShared%20Equity%20Homeownership%3A%20A%20Welcomed%20Tenure%20Alternative%20Among%20Lower%20Income%20Households%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%20Studies%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B28%26lt%3B%5C%2Fi%26gt%3B%288%29%2C%201175%5Cu20131196.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F02673037.2013.818621%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Shared%20Equity%20Homeownership%3A%20A%20Welcomed%20Tenure%20Alternative%20Among%20Lower%20Income%20Households%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Emily%22%2C%22lastName%22%3A%22Thaden%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Andrew%22%2C%22lastName%22%3A%22Greer%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Susan%22%2C%22lastName%22%3A%22Saegert%22%7D%5D%2C%22abstractNote%22%3A%22Shared%20equity%20homeownership%20%28SEH%29%20is%20a%20form%20of%20resale-restricted%2C%20owner-occupied%20housing%20for%20lower%20income%20households%20that%20remains%20affordable%20in%20perpetuity.%20This%20study%20explores%20the%20evaluations%20of%20and%20reception%20to%20SEH%20relative%20to%20existing%20tenure%20options%20by%20potential%20bene%5Cufb01ciaries%20of%20a%20SEH%20program%20in%20Nashville%2C%20TN.%20Fourteen%20focus%20groups%20with%2093%20participants%20were%20conducted%20among%20lower%20income%20renters%2C%20prospective%20homebuyers%2C%20and%20delinquent%20homeowners.%20Findings%20revealed%20that%2073%20per%20cent%20of%20participants%20expressed%20interest%20in%20SEH.%20Participants%20perceived%20that%20SEH%20was%20more%20likely%20to%20deliver%20individual%2C%20community%2C%20and%20economic%20bene%5Cufb01ts%20than%20rental%20or%20homeownership%20options%20in%20the%20market.%20However%2C%20participants%20also%20maintained%20concerns%20about%20program%20design%2C%20development%2C%20and%20location%20of%20shared%20equity%20homes.%20Findings%20suggest%20that%20SEH%20development%20may%20be%20viable%20in%20localities%20with%20relatively%20affordable%20housing%20markets%2C%20and%20a%20large%20proportion%20of%20targeted%20bene%5Cufb01ciaries%20comprehend%20and%20perceive%20a%20need%20for%20this%20tenure%20alternative.%22%2C%22date%22%3A%2211%5C%2F2013%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F02673037.2013.818621%22%2C%22ISSN%22%3A%220267-3037%2C%201466-1810%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Fabs%5C%2F10.1080%5C%2F02673037.2013.818621%22%2C%22collections%22%3A%5B%22DWS7I358%22%2C%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-18T16%3A49%3A55Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Nashville%2C%20Tennessee%22%7D%2C%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22affordable%20housing%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22low-income%22%7D%2C%7B%22tag%22%3A%22shared%20equity%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20homeownership%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%20-%20US%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22UQP48BPR%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Kuebler%22%2C%22parsedDate%22%3A%222013%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BKuebler%2C%20M.%20%282013%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fdoi.wiley.com%5C%2F10.1111%5C%2Fsoc4.12056%26%23039%3B%26gt%3BClosing%20the%20Wealth%20Gap%3A%20A%20Review%20of%20Racial%20and%20Ethnic%20Inequalities%20in%20Homeownership%3A%20Racial%20and%20Ethnic%20Inequalities%20in%20Homeownership%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BSociology%20Compass%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B7%26lt%3B%5C%2Fi%26gt%3B%288%29%2C%20670%5Cu2013685.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1111%5C%2Fsoc4.12056%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Closing%20the%20Wealth%20Gap%3A%20A%20Review%20of%20Racial%20and%20Ethnic%20Inequalities%20in%20Homeownership%3A%20Racial%20and%20Ethnic%20Inequalities%20in%20Homeownership%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Meghan%22%2C%22lastName%22%3A%22Kuebler%22%7D%5D%2C%22abstractNote%22%3A%22Homeownership%20plays%20an%20important%20role%20in%20the%20socioeconomic%20well-being%20of%20Americans.%20Despite%20recent%20major%20losses%20in%20wealth%20due%20to%20the%20subprime%20market%20crash%2C%20home%20equity%20remains%20the%20largest%20source%20of%20wealth%20for%20the%20average%20American%20family.%20A%20marker%20of%20class%20status%2C%20owning%20one%5Cu2019s%20home%20provides%20access%20to%20neighborhoods%20with%20the%20best%20schools%2C%20quality%20public%20services%2C%20and%20lowest%20crime.%20This%20article%20demonstrates%20that%20minorities%20have%20not%20had%20the%20same%20access%20to%20homeownership%20that%20Whites%20have%2C%20and%20this%20contributes%20to%20continuing%20socioeconomic%20disparities%20between%20Whites%20and%20minorities.%20This%20article%20explores%20the%20homeownership%20experience%20of%20Blacks%20%5Cu2013%20including%20African-Americans%2C%20Caribbeans%2C%20and%20Africans%20%5Cu2013%20Hispanics%2C%20and%20Asians%20in%20the%20United%20States%20relative%20to%20non-Hispanic%20Whites.%20Minorities%20rely%20heavily%20on%20homeownership%20and%20home%20equity%20as%20the%20key%20component%20of%20their%20wealth%20and%20remain%20less%20likely%20than%20Whites%20to%20hold%20alternative%20forms%20of%20investment%20such%20as%20stocks.%20The%20role%20that%20homeownership%20plays%20in%20perpetuating%20intergenerational%20wealth%20disparities%20between%20Whites%20and%20minorities%20is%20discussed%20as%20are%20challenges%20to%20minority%20homeownership%20such%20as%20the%20pervasiveness%20of%20risky%20mortgage%20products.%20Exploring%20the%20racial%20gap%20in%20homeownership%20is%20fundamental%20to%20understanding%20racial%20inequalities%20and%20formulating%20strategies%20and%20policies%20to%20help%20close%20such%20disparities.%20This%20article%20concludes%20with%20suggestions%20for%20future%20research.%22%2C%22date%22%3A%2208%5C%2F2013%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1111%5C%2Fsoc4.12056%22%2C%22ISSN%22%3A%2217519020%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fdoi.wiley.com%5C%2F10.1111%5C%2Fsoc4.12056%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22FVEF6RZ8%22%5D%2C%22dateModified%22%3A%222020-10-06T14%3A20%3A55Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22African-Americans%22%7D%2C%7B%22tag%22%3A%22Black%20populations%22%7D%2C%7B%22tag%22%3A%22Latinos%22%7D%2C%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22equity%20seeking%20groups%22%7D%2C%7B%22tag%22%3A%22home%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22inequality%22%7D%2C%7B%22tag%22%3A%22racial%20inequality%22%7D%2C%7B%22tag%22%3A%22wealth%20inequality%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22TA3RUYNW%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Herbert%20et%20al.%22%2C%22parsedDate%22%3A%222013%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BHerbert%2C%20C.%20E.%2C%20McCue%2C%20D.%20T.%2C%20%26amp%3B%20Sanchez-Moyano%2C%20R.%20%282013%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.researchgate.net%5C%2Fpublication%5C%2F290015954_Is_homeownership_still_an_effective_means_of_building_wealth_for_low-income_and_minority_households%26%23039%3B%26gt%3BIs%20Homeownership%20Still%20an%20Effective%20Means%20of%20Building%20Wealth%20for%20Low-income%20and%20Minority%20Households%3F%20%28Was%20it%20Ever%3F%29%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BJoint%20Center%20for%20Housing%20Studies%2C%20Harvard%20University%26lt%3B%5C%2Fi%26gt%3B.%20%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Is%20Homeownership%20Still%20an%20Effective%20Means%20of%20Building%20Wealth%20for%20Low-income%20and%20Minority%20Households%3F%20%28Was%20it%20Ever%3F%29%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Christopher%20E%22%2C%22lastName%22%3A%22Herbert%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Daniel%20T%22%2C%22lastName%22%3A%22McCue%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Rocio%22%2C%22lastName%22%3A%22Sanchez-Moyano%22%7D%5D%2C%22abstractNote%22%3A%22The%20goal%20of%20this%20paper%20is%20to%20reassess%20in%20the%20light%20of%20recent%20experience%20whether%20homeownership%20is%20likely%20to%20be%20an%20effective%20means%20of%20wealth%20creation%20for%20low-income%20and%20minority%20households.%20Has%20the%20experience%20of%20the%20last%20decade%20proven%20the%20arguments%20of%20earlier%20critics%20of%20homeownership%3F%20Have%20changes%20in%20the%20market%20affected%20whether%20these%20benefits%20are%20likely%20to%20be%20realized%3F%20The%20paper%20takes%20three%20approaches%20to%20address%20these%20questions.%20We%20begin%20by%20presenting%20a%20conceptualization%20of%20the%20risks%20and%20rewards%20of%20homeownership%20as%20a%20financial%20choice%2C%20with%20a%20particular%20eye%20toward%20whether%20the%20odds%20of%20a%20beneficial%20outcome%20are%20lower%20for%20lower-income%20and%20minority%20owners.%20This%20review%20also%20assesses%20whether%20recent%20experience%20has%20altered%20this%20calculus%5Cu2014as%20opposed%20to%20just%20raising%20our%20awareness%20of%20the%20proper%20weighting%20of%20the%20likelihood%20of%20realizing%20the%20benefits%20while%20sidestepping%20the%20risks.%20Next%2C%20we%20review%20the%20existing%20literature%20examining%20the%20financial%20benefits%20of%20owning%20a%20home%2C%20including%20both%20studies%20simulating%20the%20returns%20to%20owning%20and%20renting%20as%20well%20as%20studies%20using%20panel%20surveys%20to%20track%20actual%20wealth%20accumulation%20among%20owners%20and%20renters.%20Finally%2C%20we%20examine%20data%20from%20the%20Survey%20of%20Consumer%20Finance%20%28SCF%29%20and%20the%20Panel%20Study%20of%20Income%20Dynamics%20%28PSID%29%20covering%20the%20last%20decade%20to%20assess%20how%20owning%20a%20home%20has%20been%20associated%20with%20changes%20in%20household%20financial%20balance%20sheets%20over%20this%20period.%22%2C%22date%22%3A%222013%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%22%22%2C%22ISSN%22%3A%22%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.researchgate.net%5C%2Fpublication%5C%2F290015954_Is_homeownership_still_an_effective_means_of_building_wealth_for_low-income_and_minority_households%22%2C%22collections%22%3A%5B%5D%2C%22dateModified%22%3A%222020-11-15T18%3A01%3A44Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22low-income%20home%20ownership%22%7D%2C%7B%22tag%22%3A%22wealth%20building%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22HYCU8GGB%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Barker%22%2C%22parsedDate%22%3A%222013%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BBarker%2C%20D.%20R.%20%282013%29.%20The%20Evidence%20Does%20Not%20Show%20That%20Homeownership%20Benefits%20Children.%20%26lt%3Bi%26gt%3BCityscape%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B15%26lt%3B%5C%2Fi%26gt%3B%282%29.%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22The%20Evidence%20Does%20Not%20Show%20That%20Homeownership%20Benefits%20Children%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22David%20R%22%2C%22lastName%22%3A%22Barker%22%7D%5D%2C%22abstractNote%22%3A%22%22%2C%22date%22%3A%222013%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%22%22%2C%22ISSN%22%3A%22%22%2C%22url%22%3A%22%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-04T14%3A43%3A23Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Renters%22%7D%2C%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22children%22%7D%2C%7B%22tag%22%3A%22homeowners%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22rental%20housing%22%7D%2C%7B%22tag%22%3A%22renters%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22I8QHZYP3%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Ronald%20and%20Elsinga%22%2C%22parsedDate%22%3A%222011%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BRonald%2C%20R.%2C%20%26amp%3B%20Elsinga%2C%20M.%20%282011%29.%20%26lt%3Bi%26gt%3BBeyond%20Home%20Ownership%26lt%3B%5C%2Fi%26gt%3B.%20Routledge.%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22book%22%2C%22title%22%3A%22Beyond%20Home%20Ownership%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Richard%22%2C%22lastName%22%3A%22Ronald%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Marja%22%2C%22lastName%22%3A%22Elsinga%22%7D%5D%2C%22abstractNote%22%3A%22In%20context%20of%20ongoing%20transformations%20in%20housing%20markets%20and%20socioeconomic%20conditions%2C%20this%20book%20focuses%20on%20past%2C%20current%20and%20future%20roles%20of%20home%20ownership%20in%20social%20policies%20and%20welfare%20practices.%20It%20considers%20owner-occupied%20housing%20in%20terms%20of%20diverse%20meanings%20and%20manifestations%2C%20but%20in%20particular%20the%20part%20played%20by%20housing%20tenure%20in%20the%20political%2C%20socioeconomic%20and%20demographic%20changes%20that%20have%20characterized%20the%20pre-%20and%20post-crisis%20era.%5Cn%5CnThe%20intensified%20promotion%20of%20home%20ownership%20in%20recent%20decades%20helped%20stimulate%20an%20increasing%20orientation%20towards%20the%20private%20consumption%20of%20housing%2C%20not%20only%20as%20a%20home%2C%20but%20also%20an%20asset%20%5Cu2013%20or%20possibly%20speculative%20vehicle%20%5Cu2013%20that%20enhances%20household%20economic%20capacity%20and%20can%20be%20transferred%20to%20children%20or%20other%20family%2C%20or%20even%20exchanged%20for%20other%20goods.%20The%20latest%20global%20financial%20crisis%2C%20however%2C%20made%20it%20clear%20that%20owner-occupied%20housing%20markets%20and%20mortgage%20sectors%20have%20become%20deeply%20embedded%20in%20networks%20of%20socioeconomic%20interdependency%20and%20risk.%5Cn%5CnThis%20collection%20engages%20with%20numerous%20debates%20on%20housing%20and%20society%20in%20a%20range%20of%20developed%20societies%20from%20North%20America%20to%20Asia-Pacific%20to%20North%2C%20South%2C%20East%20and%20West%20Europe.%20Interdisciplinary%20contributors%20draw%20upon%20diverse%20empirical%20data%20to%20explore%20how%20housing%20and%20home%20ownership%20has%20become%20so%20embedded%20in%20polity%2C%20economy%20and%20household%20welfare%20conditions%20in%20various%20social%20and%20cultural%20contexts.%20Another%20concern%20is%20what%20lies%20beyond%20home%20ownership%20considering%20the%20integration%20of%20housing%20systems%20with%20economic%20growth%20and%20social%20stability%20appears%20to%20be%20unravelling.%20This%20volume%20speaks%20to%20public%20debates%20concerning%20the%20future%20of%20housing%20markets%2C%20policy%20and%20tenure%2C%20providing%20deep%20and%20provocative%20insights%20for%20academics%2C%20students%20and%20professionals%20alike.%22%2C%22date%22%3A%222011%22%2C%22language%22%3A%22en%22%2C%22ISBN%22%3A%22978-0-203-18226-0%22%2C%22url%22%3A%22%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-19T18%3A42%3A04Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Australasia%22%7D%2C%7B%22tag%22%3A%22Europe%22%7D%2C%7B%22tag%22%3A%22UK%22%7D%2C%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22homeowners%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20policy%22%7D%2C%7B%22tag%22%3A%22housing%20policy%20-%20international%22%7D%2C%7B%22tag%22%3A%22international%20comparisons%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22Y4G2YLDA%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22King%22%2C%22parsedDate%22%3A%222010%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BKing%2C%20P.%20%282010%29.%20%26lt%3Bi%26gt%3BHousing%20boom%20and%20bust%3A%20owner%20occupation%2C%20government%20regulation%20and%20the%20credit%20crunch%26lt%3B%5C%2Fi%26gt%3B.%20Routledge.%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22book%22%2C%22title%22%3A%22Housing%20boom%20and%20bust%3A%20owner%20occupation%2C%20government%20regulation%20and%20the%20credit%20crunch%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Peter%22%2C%22lastName%22%3A%22King%22%7D%5D%2C%22abstractNote%22%3A%22Housing%20bubbles%20burst%2C%20creating%20economic%20misery%20for%20millions.%20Over%20the%20past%20thirty%20years%2C%20the%20culture%20of%20property%20ownership%20has%20become%20so%20ingrained%20that%20policy%20makers%2C%20bankers%20and%20households%20have%20taken%20for%20granted%20that%20housing%20is%20a%20good%20investment%20and%20forgotten%20about%20the%20bust.%20Explaining%20how%20the%20current%20crisis%20in%20housing%20markets%20has%20arisen%2C%20this%20topical%20and%20sharp%20analysis%20considers%20the%20causes%20of%20house%20price%20bubbles%20and%20the%20reason%20for%20the%20collapse%20in%20markets%20worldwide.%20Written%20for%20students%2C%20it%20explains%20the%20economic%20cycle%20of%20housing%2C%20ways%20in%20which%20future%20booms%20and%20busts%20can%20be%20mitigated%20and%20how%20the%20lessons%20of%20this%20latest%20housing%20bubble%20can%20finally%20be%20learned.%22%2C%22date%22%3A%222010%22%2C%22language%22%3A%22en%22%2C%22ISBN%22%3A%22978-0-415-55313-1%22%2C%22url%22%3A%22%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-19T18%3A42%3A30Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Finance%22%2C%22type%22%3A1%7D%2C%7B%22tag%22%3A%22Global%20Financial%20Crisis%22%7D%2C%7B%22tag%22%3A%22Home%20ownership%22%2C%22type%22%3A1%7D%2C%7B%22tag%22%3A%22Housing%22%2C%22type%22%3A1%7D%2C%7B%22tag%22%3A%22Housing%20policy%22%2C%22type%22%3A1%7D%2C%7B%22tag%22%3A%22ebook%22%7D%2C%7B%22tag%22%3A%22finance%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20policy%22%7D%2C%7B%22tag%22%3A%22housing%20policy%20-%20international%22%7D%2C%7B%22tag%22%3A%22international%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22MGP92ZIB%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Looker%22%2C%22parsedDate%22%3A%222009%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BLooker%2C%20H.%20%282009%29.%20%26lt%3Bi%26gt%3B%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fcprn3.library.carleton.ca%5C%2Fdocuments%5C%2F51977_EN.pdf%26%23039%3B%26gt%3BThe%20Homeownership%20Component%20of%20the%20Canada-Ontario%20Affordable%20Housing%20Program%3A%20Critical%20Analysis%20of%20Program%20Objectives%26lt%3B%5C%2Fa%26gt%3B%26lt%3B%5C%2Fi%26gt%3B.%20Canadian%20Policy%20Research%20Networks.%20%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22report%22%2C%22title%22%3A%22The%20Homeownership%20Component%20of%20the%20Canada-Ontario%20Affordable%20Housing%20Program%3A%20Critical%20Analysis%20of%20Program%20Objectives%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Helen%22%2C%22lastName%22%3A%22Looker%22%7D%5D%2C%22abstractNote%22%3A%22Housing%20affordability%20has%20reached%20crisis%20levels%20in%20some%20jurisdictions%2C%20both%20in%20Canada%20and%20abroad.%20Meanwhile%2C%20funding%20for%20social%20housing%20has%20diminished%20or%20is%20sporadic.%20Homeownership%20appears%20to%20be%20a%20politically%20preferred%20means%20of%20housing%20provision%20in%20developed%20nations%20such%20as%20the%20United%20Kingdom%2C%20the%20United%20States%2C%20and%20Australia.%5Cn%5CnA%20recent%20Ontario%20program%20to%20subsidize%20the%20down%20payment%20to%20prospective%20homeowners%20who%20were%20low-%20to%20middle-income%20tenants%20in%20social%20housing%2C%20however%2C%20resulted%20in%20variable%20uptake.%20The%20Canada-Ontario%20Affordable%20Housing%20Program%20Homeownership%20Component%20policy%20guidelines%20will%20be%20analyzed%20to%20assess%20their%20effectiveness%20since%20the%20program%20aims%20to%20serve%20housing%20need%20and%20achieve%20social%20housing%20sustainability.%20Through%20secondary%20data%20analysis%20and%20qualitative%20interviews%20with%20housing%20managers%20in%20select%20Ontario%20jurisdictions%20and%20a%20sampling%20of%20housing%20specialists%2C%20the%20presumption%20that%20homeownership%20represents%20a%20positive%20trajectory%20for%20low-%20to%20middle-income%20Canadian%20households%20targeted%20by%20the%20Canada-Ontario%20Affordable%20Housing%20Program%20is%20examined.%20A%20review%20of%20the%20literature%20relevant%20to%20social%2C%20economic%2C%20and%20political%20aspects%20of%20homeownership%20is%20used%20in%20this%20case%20study.%22%2C%22reportNumber%22%3A%22%22%2C%22reportType%22%3A%22%22%2C%22institution%22%3A%22Canadian%20Policy%20Research%20Networks%22%2C%22date%22%3A%222009%22%2C%22language%22%3A%22%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fcprn3.library.carleton.ca%5C%2Fdocuments%5C%2F51977_EN.pdf%22%2C%22collections%22%3A%5B%5D%2C%22dateModified%22%3A%222020-11-11T19%3A08%3A17Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Canada%22%7D%2C%7B%22tag%22%3A%22Ontario%22%7D%2C%7B%22tag%22%3A%22affordable%22%7D%2C%7B%22tag%22%3A%22asset-based%20welfare%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22homeownership%20subsidies%22%7D%2C%7B%22tag%22%3A%22housing%20markets%22%7D%2C%7B%22tag%22%3A%22low-income%22%7D%2C%7B%22tag%22%3A%22policy%22%7D%2C%7B%22tag%22%3A%22program%22%7D%2C%7B%22tag%22%3A%22transnational%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22A8FZAUGB%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Saegert%20et%20al.%22%2C%22parsedDate%22%3A%222009%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BSaegert%2C%20S.%2C%20Fields%2C%20D.%2C%20%26amp%3B%20Libman%2C%20K.%20%282009%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fopencuny.org%5C%2Falternativehousingresearch%5C%2Ffiles%5C%2F2012%5C%2F03%5C%2F43538738.pdf%26%23039%3B%26gt%3BDEFLATING%20THE%20DREAM%3A%20RADICAL%20RISK%20AND%20THE%20NEOLIBERALIZATION%20OF%20HOMEOWNERSHIP%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BJournal%20of%20Urban%20Affairs%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B31%26lt%3B%5C%2Fi%26gt%3B%283%29%2C%20297%5Cu2013317.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2Fhttps%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1111%5C%2Fj.1467-9906.2009.00461.x%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22DEFLATING%20THE%20DREAM%3A%20RADICAL%20RISK%20AND%20THE%20NEOLIBERALIZATION%20OF%20HOMEOWNERSHIP%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Susan%22%2C%22lastName%22%3A%22Saegert%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Desiree%22%2C%22lastName%22%3A%22Fields%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Kimberly%22%2C%22lastName%22%3A%22Libman%22%7D%5D%2C%22abstractNote%22%3A%22This%20article%20explores%20the%20contributions%20of%20neoliberal%20practice%20to%20the%20expansion%20of%20homeownership%20and%20the%20foreclosure%20crisis%20to%20illuminate%20the%20contradictions%20between%20the%20rhetorical%20goals%20of%20homeownership%20and%20the%20actual%20experiences%20of%20new%20homeowners.%20In%20doing%20so%20we%20explore%20the%20theories%20and%20practices%20that%20homeowners%20deploy%20to%20try%20to%20survive%20and%20keep%20their%20lives%20together.%20First%2C%20we%20review%20the%20aspects%20of%20housing%20policy%20in%20neoliberal%20regimes%20that%20led%20many%20of%20the%20homeowners%20we%20studied%20into%20both%20homeownership%20and%20foreclosure.%20In%20the%20second%20part%2C%20we%20analyze%20conversations%20from%2014%20focus%20groups%20in%20five%20cities%20with%20homeowners%20threatened%20with%20foreclosure%20to%20understand%20how%20neoliberal%20rhetoric%20and%20practices%20participated%20in%20their%20buying%20and%20potentially%20losing%20their%20homes%20and%20how%20they%20come%20to%20understand%20and%20act%20on%20their%20experiences%20of%20threat%20and%20failure.%20We%20conclude%20by%20redefining%20the%20foreclosure%20crisis%20and%20discussing%20the%20political%20moment%20of%20challenge%20to%20neoliberalism%20it%20created.%22%2C%22date%22%3A%222009%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%22https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1111%5C%2Fj.1467-9906.2009.00461.x%22%2C%22ISSN%22%3A%220735-2166%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fopencuny.org%5C%2Falternativehousingresearch%5C%2Ffiles%5C%2F2012%5C%2F03%5C%2F43538738.pdf%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-02T21%3A42%3A02Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22foreclosure%22%7D%2C%7B%22tag%22%3A%22homeowners%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22neoliberal%22%7D%2C%7B%22tag%22%3A%22neoliberalism%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22FV628CJS%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Smith%20et%20al.%22%2C%22parsedDate%22%3A%222009%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BSmith%2C%20S.%20J.%2C%20Searle%2C%20B.%20A.%2C%20%26amp%3B%20Cook%2C%20N.%20%282009%29.%20Rethinking%20the%20Risks%20of%20Home%20Ownership.%20%26lt%3Bi%26gt%3BJournal%20of%20Social%20Policy%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B38%26lt%3B%5C%2Fi%26gt%3B%281%29%2C%2083%26%23x2013%3B102.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-DOIURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fdoi.org%5C%2Fhttps%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1017%5C%2FS0047279408002560%26%23039%3B%26gt%3Bhttps%3A%5C%2F%5C%2Fdoi.org%5C%2Fhttps%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1017%5C%2FS0047279408002560%26lt%3B%5C%2Fa%26gt%3B%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Rethinking%20the%20Risks%20of%20Home%20Ownership%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Susan%20J%22%2C%22lastName%22%3A%22Smith%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Beverley%20A%22%2C%22lastName%22%3A%22Searle%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Nicole%22%2C%22lastName%22%3A%22Cook%22%7D%5D%2C%22abstractNote%22%3A%22Most%20debate%20on%20home%20ownership%20and%20risk%20has%20focused%20on%20the%20management%20of%20mortgage%20debt.%20But%20there%20are%20other%20risks%20for%20home%20buyers%20in%20settings%20where%20housing%20dominates%20people%5Cu2019s%20wealth%20portfolios%3A%20where%20the%20investment%20dimensions%20of%20property%20are%20at%20a%20premium%3B%20and%20where%20housing%20wealth%20is%2C%20de%20facto%2C%20an%20asset%20base%20for%20welfare.%20This%20article%20draws%20from%20qualitative%20research%20with%20150%20UK%20mortgage%20holders%20to%20assess%20the%20character%2C%20extent%20and%20possible%20mitigation%20of%20this%20wider%20risk%20regime.%20The%20analysis%20%5Cufb01rst%20explores%20the%20value%20home%20buyers%20attach%20to%20the%20%5Cufb01nancial%20returns%20on%20housing.%20Next%20we%20document%20the%20extent%20to%20which%20home%20equity%20is%20earmarked%20and%20used%20as%20a%20%5Cufb01nancial%20buffer.%20Finally%2C%20re%5Cufb02ecting%20on%20the%20merits%20and%20limitations%20of%20this%20tactic%2C%20we%20conclude%20by%20asking%20whether%20%5Cu2013%20in%20the%20interests%20of%20housing%20and%20social%20policy%2C%20as%20well%20as%20with%20a%20view%20to%20managing%20the%20economy%20%5Cu2013%20there%20is%20any%20need%2C%20scope%20or%20appetite%20for%20more%20actively%20sharing%20the%20%5Cufb01nancial%20risks%20and%20investment%20gains%20of%20housing%20systems%20anchored%20on%20owner-occupation.%22%2C%22date%22%3A%222009%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%22https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1017%5C%2FS0047279408002560%22%2C%22ISSN%22%3A%22%22%2C%22url%22%3A%22%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22F3F8EX4U%22%5D%2C%22dateModified%22%3A%222020-09-05T19%3A23%3A32Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22UK%22%7D%2C%7B%22tag%22%3A%22asset-based%20welfare%22%7D%2C%7B%22tag%22%3A%22home%20ownership%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22investment%22%7D%2C%7B%22tag%22%3A%22investment%20property%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22VB3NJZHE%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Gray%22%2C%22parsedDate%22%3A%222008-05-22%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BGray%2C%20K.%20A.%20%282008%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Fabs%5C%2F10.1080%5C%2F10705420801977999%26%23039%3B%26gt%3BCommunity%20Land%20Trusts%20in%20the%20United%20States%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BJournal%20of%20Community%20Practice%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B16%26lt%3B%5C%2Fi%26gt%3B%281%29%2C%2065%5Cu201378.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F10705420801977999%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Community%20Land%20Trusts%20in%20the%20United%20States%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Karen%20A.%22%2C%22lastName%22%3A%22Gray%22%7D%5D%2C%22abstractNote%22%3A%22Land%20trusts%20are%20a%20means%20to%20conserve%20land%20and%5C%2For%20wildlife%20%28e.g.%2C%20donating%20one%5Cu2019s%20farm%20to%20The%20Nature%20Conservancy%29%20or%20encourage%20affordable%20homeownership%20and%20local%20control%20of%20land.%20The%20topic%20of%20this%20article%20is%20the%20latter%20type%20of%20land%20trusts%2C%20called%20Community%20Land%20Trusts%20%28CLTs%29%2C%20that%20have%20been%20touted%20as%20an%20innovative%20means%20to%20provide%20and%20preserve%20affordable%20housing.%20Through%20a%20synthesis%20of%20the%20literature%2C%20this%20article%20introduces%20social%20workers%20to%20CLTs.%20This%20includes%20defining%20Community%20Land%20Trusts%2C%20reporting%20on%20their%20brief%20history%20in%20the%20United%20States%2C%20discussing%20their%20advantages%20and%20disadvantages%2C%20and%20examining%20the%20limited%20empirical%20evidence.%20This%20review%20suggests%20that%20Community%20Land%20Trusts%20are%20an%20arena%20for%20future%20social%20work%20practice%20and%20research.%22%2C%22date%22%3A%222008-05-22%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F10705420801977999%22%2C%22ISSN%22%3A%221070-5422%2C%201543-3706%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Fabs%5C%2F10.1080%5C%2F10705420801977999%22%2C%22collections%22%3A%5B%22SYWR42QS%22%2C%22WK63SEK5%22%2C%22IZWQVRKV%22%5D%2C%22dateModified%22%3A%222020-10-18T20%3A27%3A59Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22affordable%20housing%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%20-%20US%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22nonprofit%20organizations%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22TRSHXAJH%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Ruonavaara%22%2C%22parsedDate%22%3A%222008%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BRuonavaara%2C%20H.%20%282008%29.%20%26lt%3Bi%26gt%3BHOME%20OWNERSHIP%20AND%20THE%20NORDIC%20HOUSING%20POLICIES%20IN%20THE%20%26%23x201C%3BRETRENCHMENT%20PHASE.%26%23x201D%3B%26lt%3B%5C%2Fi%26gt%3B%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22HOME%20OWNERSHIP%20AND%20THE%20NORDIC%20HOUSING%20POLICIES%20IN%20THE%20%27RETRENCHMENT%20PHASE%27%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Hannu%22%2C%22lastName%22%3A%22Ruonavaara%22%7D%5D%2C%22abstractNote%22%3A%22Though%20Nordic%20countries%20%28%3DDenmark%2C%20Finland%2C%20Iceland%2C%20Norway%20%26amp%3B%20Sweden%29%20are%20often%20considered%20to%20represent%20a%20shared%20Scandinavian%20model%20of%20welfare%2C%20their%20welfare%20arrangements%20differ%20from%20each%20other%20in%20a%20number%20of%20specific%20policy%20fields%2C%20not%20least%20in%20housing%20policy.%20There%20is%20no%20one%20Nordic%20housing%20regime%2C%20though%20arguably%20there%20are%20shared%20features.%20Recently%20the%20historical%20development%20of%20Nordic%20housing%20policies%20has%20been%20analysed%20in%20a%20collaborative%20comparative%20study.%20In%20this%20paper%20the%20findings%20of%20this%20study%20concerning%20the%20nature%20of%20national%20housing%20policies%20are%20presented%20and%20the%20different%20policies%20are%20compared%20on%20two%20dimensions%3A%20the%20scope%20of%20policy%20and%20its%20institutional%20basis.%20The%20central%20institution%20concerning%20housing%20provision%20is%20housing%20tenure.%20In%20Norway%20and%20Iceland%20housing%20policy%20is%20based%20on%20home%20ownership%2C%20in%20Denmark%20on%20renting%2C%20in%20Sweden%20and%20Finland%20on%20both%20tenures.%20Accordingly%20the%20position%20of%20owner%20occupation%20has%20been%20different%20in%20different%20national%20housing%20policies.%20In%20recent%20times%20all%20the%20Nordic%20countries%20have%20encountered%20similar%20pressures%20towards%20less%20state%20intervention%20and%20more%20market-oriented%20solutions%20in%20housing%20provision.%20The%20effects%20of%20the%20public%20sector%5Cu2019s%20retrenchment%20from%20housing%20provision%20on%20the%20position%20of%20home%20ownership%20are%20discussed%20in%20the%20paper%20focusing%20specifically%20on%20the%20countries%20where%20policies%20are%20most%20challenged.%22%2C%22date%22%3A%222008%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%22%22%2C%22ISSN%22%3A%22%22%2C%22url%22%3A%22%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-04T12%3A59%3A06Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Denmark%22%7D%2C%7B%22tag%22%3A%22Europe%22%7D%2C%7B%22tag%22%3A%22Finland%22%7D%2C%7B%22tag%22%3A%22Iceland%22%7D%2C%7B%22tag%22%3A%22Norway%22%7D%2C%7B%22tag%22%3A%22Sweden%22%7D%2C%7B%22tag%22%3A%22affordable%20rental%20housing%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20system%22%7D%2C%7B%22tag%22%3A%22non%20profit%20housing%22%7D%2C%7B%22tag%22%3A%22nordic%20countries%22%7D%2C%7B%22tag%22%3A%22rental%20housing%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22WINFZSTZ%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Mendelson%22%2C%22parsedDate%22%3A%222006%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMendelson%2C%20M.%20%282006%29.%20%26lt%3Bi%26gt%3B%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fmaytree.com%5C%2Fwp-content%5C%2Fuploads%5C%2F600ENG.pdf%26%23039%3B%26gt%3BBUILDING%20ASSETS%20THROUGH%20HOUSING%26lt%3B%5C%2Fa%26gt%3B%26lt%3B%5C%2Fi%26gt%3B.%20%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22report%22%2C%22title%22%3A%22BUILDING%20ASSETS%20THROUGH%20HOUSING%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Michael%22%2C%22lastName%22%3A%22Mendelson%22%7D%5D%2C%22abstractNote%22%3A%22In%20dozens%20of%20cities%20across%20Canada%2C%20the%20last%20few%20years%20have%20seen%20middle%20class%20homeowners%5Cnspellbound%20by%20the%20dizzying%20spectre%20of%20escalating%20prices%20for%20homes%20in%20their%20neighbourhoods.%5CnToday%2C%20some%20homeowners%20find%20themselves%20sitting%20on%2C%20or%20in%2C%20substantial%20wealth%3B%20seemingly%20far%5Cnbeyond%20the%20amount%20they%20could%20have%20accumulated%20by%20saving%20a%20few%20dollars%20every%20month.%5CnAnecdotal%20reports%20of%20ordinary%20families%20with%20assets%20worth%20a%20million%20dollars%20and%20more%20have%20fuelled%5Cnthe%20perception%20that%20the%20road%20to%20riches%20runs%20through%20owning%20a%20home%20%5Cu2013%20for%20example%2C%20a%20recent%20story%5Cnin%20the%20Globe%20and%20Mail%20begins%20%5Cu201cNeighbours%20have%20been%20abuzz%20since%20an%20Annex%20semi%20recently%20sold%5Cnfor%20%241.4%20million.%5Cu201d%20%5BGlobe%20and%20Mail%2C%2015%20April%202006%2C%20M1%5D.%5Cn%5CnIs%20this%20gravy%20train%20real%3F%20And%2C%20if%20so%2C%20can%20lower%20income%20Canadians%20also%20hitch%20a%20ride%3F%20The%5Cnpurpose%20of%20this%20paper%20is%20to%20answer%20these%20questions%20by%3A%5Cn%5Cn1%29%20Assessing%20whether%20home%20ownership%20is%20a%20reasonable%20financial%20strategy%20for%20low%5Cnincome%20Canadians%20to%20increase%20their%20savings%3B%5Cn2%29%20Describing%20current%20initiatives%20to%20assist%20low%20income%20Canadians%20to%20own%20a%20home%3B%20and%5Cn3%29%20Assessing%20the%20extent%20to%20which%20these%20initiatives%20are%20effective%20in%20helping%20low%20income%5CnCanadians%20increase%20their%20savings.%5CnOf%20course%2C%20increasing%20savings%20is%20not%20the%20only%20possible%20policy%20objective%20for%20encouraging%5Cnhome%20ownership.%20In%20addition%20to%20enabling%20low-income%20families%20to%20increase%20their%20net%20assets%2C%20other%5Cnobjectives%20%5Badapted%20from%20Maxwell%202005%5D%20could%20include%3A%5Cn-%20A%20better%20quality%20of%20housing%20for%20lower%20income%20families%3B%5Cn-%20Improving%20family%20functioning%2C%20pride%20and%20social%20participation%20for%20low-income%5CnCanadians%3B%5Cn-%20Increasing%20the%20overall%20supply%20of%20affordable%20housing%3B%20and%5Cn-%20Creating%20viable%2C%20healthy%20mixed-income%20and%20mixed-tenure%20communities.%5Cn%5CnIt%20may%20well%20be%20that%20owning%20a%20home%20is%20a%20good%20or%20bad%20financial%20decision%2C%20but%20that%20the%5Cnfinancial%20rational%20should%20be%20outweighed%20by%20other%20more%20important%20considerations%2C%20such%20as%20these.%5CnWhen%20discussing%20current%20initiatives%20to%20assist%20low%20income%20home%20ownership%2C%20these%20other%20objectives%5Cnwill%20also%20need%20to%20be%20noted%3B%20however%2C%20weighing%20alternative%20objectives%20is%20not%20the%20role%20of%20this%20paper.%5CnHere%20we%20are%20focused%20solely%20on%20home%20ownership%20as%20a%20financial%20strategy.%22%2C%22reportNumber%22%3A%22%22%2C%22reportType%22%3A%22%22%2C%22institution%22%3A%22%22%2C%22date%22%3A%222006%22%2C%22language%22%3A%22en%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fmaytree.com%5C%2Fwp-content%5C%2Fuploads%5C%2F600ENG.pdf%22%2C%22collections%22%3A%5B%22SYWR42QS%22%2C%22DWS7I358%22%2C%22WK63SEK5%22%2C%22IZWQVRKV%22%5D%2C%22dateModified%22%3A%222020-10-18T20%3A39%3A29Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Canada%22%7D%2C%7B%22tag%22%3A%22affordable%20housing%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%20-%20Canada%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22low-income%20home%20ownership%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20homeownership%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%20-%20Canada%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22LV7RENWR%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Kemeny%22%2C%22parsedDate%22%3A%222005%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BKemeny%2C%20J.%20%282005%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Fabs%5C%2F10.1080%5C%2F14036090510032727%26%23039%3B%26gt%3B%26quot%3BThe%20Really%20Big%20Trade%5Cu2010Off%26quot%3B%20between%20Home%20Ownership%20and%20Welfare%3A%20Castles%26%23039%3B%20Evaluation%20of%20the%201980%20Thesis%2C%20and%20a%20Reformulation%2025%20Years%20on%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%2C%20Theory%20and%20Society%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B22%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%2059%5Cu201375.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F14036090510032727%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22%5C%22The%20Really%20Big%20Trade%5Cu2010Off%5C%22%20between%20Home%20Ownership%20and%20Welfare%3A%20Castles%27%20Evaluation%20of%20the%201980%20Thesis%2C%20and%20a%20Reformulation%2025%20Years%20on%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Jim%22%2C%22lastName%22%3A%22Kemeny%22%7D%5D%2C%22abstractNote%22%3A%22ABSTRACT%2025%20years%20ago%2C%20on%20the%20basis%20of%20very%20general%20statistics%20I%20argued%20that%20countries%20with%20high%20rates%20of%20home%20ownership%20tended%20to%20be%20countries%20with%20poorly-developed%20welfare%20states.%20Nearly%2020%20years%20later%2C%20in%201998%20this%20thesis%20was%20tested%20by%20Frank%20Castles%20who%2C%20using%20more%20sophisticated%20statistical%20techniques%20and%20a%20larger%20number%20of%20countries%2C%20found%20the%20thesis%20to%20have%20some%20validity.%20He%20dubbed%20the%20phenomenon%20%5Cu2018%5Cu2018The%20really%20big%20trade-off%5Cu2019%5Cu2019%20between%20home%20ownership%20and%20public%20welfare.%20Both%20the%20original%20thesis%20and%20Castles%5Cu2019%20analysis%20are%20reviewed%2C%20and%20a%20way%20of%20testing%20the%20thesis%20a%20quarter%20of%20a%20century%20after%20its%20formulation%20is%20proposed.%20It%20is%20argued%20that%20if%20those%20countries%20that%20still%20today%20enjoy%20a%20functioning%20integrated%20rental%20market%20and%20have%20low%20rates%20of%20home%20ownership%20begin%20to%20experience%20major%20declines%20in%20welfare%20%5Cu2013%20especially%20among%20the%20elderly%20%5Cu2013%20we%20can%20expect%20them%20to%20begin%20to%20transform%20into%20monotenural%20home%20owning%20societies.%20Sweden%20is%20taken%20as%20an%20illustrative%20example%20of%20a%20country%20with%20potential%20for%20such%20a%20transformation.%20Housing%20researchers%20will%20hopefully%20monitor%20such%20changes%20in%20all%20countries%20with%20integrated%20rental%20markets%20to%20see%20if%20declines%20in%20welfare%20can%20explain%20increases%20in%20home%20ownership%20as%20a%20means%20of%20coping%20with%20poverty%20and%20ill%20health%20in%20old%20age.%20But%20more%20important%2C%20housing%20research%20needs%20to%20broaden%20its%20focus%20from%20housing%20studies%20to%20relating%20housing%20to%20broader%20issues%20of%20welfare%20and%20society.%22%2C%22date%22%3A%2206%5C%2F2005%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F14036090510032727%22%2C%22ISSN%22%3A%221403-6096%2C%201651-2278%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Fabs%5C%2F10.1080%5C%2F14036090510032727%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-02T14%3A01%3A00Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Europe%22%7D%2C%7B%22tag%22%3A%22Sweden%22%7D%2C%7B%22tag%22%3A%22elderly%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20and%20health%22%7D%2C%7B%22tag%22%3A%22integrated%20rental%20markets%22%7D%2C%7B%22tag%22%3A%22pensions%22%7D%2C%7B%22tag%22%3A%22welfare%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22M3AD77MQ%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Boelhouwer%20and%20van%20der%20Heijden%22%2C%22parsedDate%22%3A%222005%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BBoelhouwer%2C%20P.%2C%20%26amp%3B%20van%20der%20Heijden%2C%20H.%20%282005%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttp%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Fabs%5C%2F10.1080%5C%2F14036090510032736%26%23039%3B%26gt%3BRelationship%20between%20Reduction%20in%20Pension%20Provision%20and%20Growth%20in%20Homeownership%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%2C%20Theory%20and%20Society%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B22%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%2076%5Cu201379.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F14036090510032736%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22Relationship%20between%20Reduction%20in%20Pension%20Provision%20and%20Growth%20in%20Homeownership%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Peter%22%2C%22lastName%22%3A%22Boelhouwer%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Harry%22%2C%22lastName%22%3A%22van%20der%20Heijden%22%7D%5D%2C%22abstractNote%22%3A%22In%20his%20article%2C%20The%20Really%20Big%20Trade-Off%20Between%20Homeownership%20and%20Welfare%3A%5CnCastles%5Cu2019%20Evaluation%20of%20the%201980%20Thesis%2C%20and%20a%20Reformulation%2025%20Years%20On%2C%20Kemeny%5Cnexamines%20the%20relationship%20between%20the%20development%20of%20homeownership%20and%20the%5Cnwelfare%20state.%20As%20he%20concedes%2C%20research%20into%20this%20relationship%20is%20nothing%20new.%20Schmidt%5Cn%281989%29%2C%20for%20example%2C%20had%20already%20established%20a%20statistical%20correlation%20between%20the%5Cnrates%20of%20homeownership%20and%20national%20spending%20on%20social%20protection%20in%20general%2C%5Cnwhereby%20countries%20with%20high%20rates%20of%20homeownership%20tend%20to%20have%20smaller%20welfare%5Cncommitments.%20Kemeny%5Cu2019s%20reformulated%20thesis%20is%20that%20a%20decline%20in%20welfare%20provision%5Cn%28especially%20that%20of%20reduced%20pensions%29%20leads%20to%20a%20rise%20in%20homeownership.%20This%20article%5Cnexamines%20two%20aspects%20of%20this%20proposed%20correlation%3A%20firstly%2C%20how%20can%20differences%5Cnbetween%20the%20homeownership%20rates%20in%20various%20countries%20be%20explained%3B%20and%2C%20secondly%2C%5Cnhow%20can%20the%20causality%20link%20between%20the%20homeownership%20rate%20and%20the%20scope%20of%5Cnretirement%20provision%20be%20explained.%22%2C%22date%22%3A%2206%5C%2F2005%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F14036090510032736%22%2C%22ISSN%22%3A%221403-6096%2C%201651-2278%22%2C%22url%22%3A%22http%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Fabs%5C%2F10.1080%5C%2F14036090510032736%22%2C%22collections%22%3A%5B%22WK63SEK5%22%2C%22F3F8EX4U%22%5D%2C%22dateModified%22%3A%222020-09-14T15%3A49%3A32Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22asset-based%20welfare%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22international%22%7D%2C%7B%22tag%22%3A%22pension%22%7D%2C%7B%22tag%22%3A%22retirement%22%7D%2C%7B%22tag%22%3A%22welfare%22%7D%5D%7D%7D%2C%7B%22key%22%3A%229EYRNF8U%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Dietz%20and%20Haurin%22%2C%22parsedDate%22%3A%222003%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BDietz%2C%20R.%20D.%2C%20%26amp%3B%20Haurin%2C%20D.%20R.%20%282003%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Flinkinghub.elsevier.com%5C%2Fretrieve%5C%2Fpii%5C%2FS0094119003000809%26%23039%3B%26gt%3BThe%20social%20and%20private%20micro-level%20consequences%20of%20homeownership%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BJournal%20of%20Urban%20Economics%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B54%26lt%3B%5C%2Fi%26gt%3B%283%29%2C%20401%5Cu2013450.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1016%5C%2FS0094-1190%2803%2900080-9%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22The%20social%20and%20private%20micro-level%20consequences%20of%20homeownership%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Robert%20D.%22%2C%22lastName%22%3A%22Dietz%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Donald%20R.%22%2C%22lastName%22%3A%22Haurin%22%7D%5D%2C%22abstractNote%22%3A%22This%20paper%20reviews%20the%20literature%20that%20describes%20the%20micro-level%20economic%20and%20social%20consequences%20of%20homeownership.%20We%20adopt%20an%20interdisciplinary%20approach%20and%20include%20studies%20from%20economics%2C%20sociology%2C%20geography%2C%20political%20science%2C%20psychology%2C%20and%20other%20disciplines.%20Our%20focus%20is%20on%20the%20set%20of%20consequences%20of%20homeownership%20in%20developed%20countries.%20Our%20list%20of%20potential%20outcomes%20of%20homeownership%20includes%20the%20impact%20on%20household%20wealth%20and%20portfolio%20choice%2C%20mobility%2C%20labor%20force%20participation%2C%20urban%20structure%20and%20segregation%2C%20home%20maintenance%2C%20political%20and%20social%20activities%2C%20health%2C%20demographics%2C%20self-esteem%2C%20and%20child%20outcomes.%20There%20is%20substantial%20evidence%20that%20homeownership%20has%20important%20effects%20on%20some%20household%20behaviors%20and%20outcomes.%20However%2C%20we%20%5Cufb01nd%20that%20much%20of%20the%20past%2030-year%5Cu2019s%20literature%20on%20consequences%20of%20homeowning%20is%20de%5Cufb01cient%20from%20a%20theoretical%20or%20econometric%20perspective.%20We%20suggest%20solutions%20and%20identify%20research%20gaps%20present%20in%20the%20literature.%22%2C%22date%22%3A%2211%5C%2F2003%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1016%5C%2FS0094-1190%2803%2900080-9%22%2C%22ISSN%22%3A%2200941190%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Flinkinghub.elsevier.com%5C%2Fretrieve%5C%2Fpii%5C%2FS0094119003000809%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-04T14%3A57%3A06Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22health%22%7D%2C%7B%22tag%22%3A%22home%20maintenance%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22homeownership%20effects%22%7D%2C%7B%22tag%22%3A%22mobility%22%7D%2C%7B%22tag%22%3A%22portfolio%20choice%22%7D%2C%7B%22tag%22%3A%22urban%20structure%22%7D%2C%7B%22tag%22%3A%22wealth%22%7D%2C%7B%22tag%22%3A%22wealth%20inequality%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22SS6R7FE4%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Martinez%22%2C%22parsedDate%22%3A%222000%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMartinez%2C%20S.%20C.%20%282000%29.%20%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F10511482.2000.9521374%26%23039%3B%26gt%3BThe%20Housing%20Act%20of%201949%3A%20Its%20Place%20in%20the%20Realization%20of%20the%20American%20Dream%20of%20Homeownership%26lt%3B%5C%2Fa%26gt%3B.%20%26lt%3Bi%26gt%3BHousing%20Policy%20Debate%26lt%3B%5C%2Fi%26gt%3B%2C%20%26lt%3Bi%26gt%3B11%26lt%3B%5C%2Fi%26gt%3B%282%29%2C%20467%5Cu2013487.%20https%3A%5C%2F%5C%2Fdoi.org%5C%2F10.1080%5C%2F10511482.2000.9521374%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22journalArticle%22%2C%22title%22%3A%22The%20Housing%20Act%20of%201949%3A%20Its%20Place%20in%20the%20Realization%20of%20the%20American%20Dream%20of%20Homeownership%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Sylvia%20C.%22%2C%22lastName%22%3A%22Martinez%22%7D%5D%2C%22abstractNote%22%3A%22The%20Housing%20Act%20of%201949%20pledged%20a%20decent%20home%20for%20every%20American%20family.%20This%20article%20examines%20how%20that%20promise%20has%20been%20met%20through%20homeownership.%20It%20traces%20the%20evolution%20of%20mortgage%20markets%20and%20federal%20homeownership%20policies%20from%20the%20post%5Cu2013World%20War%20II%20era%20to%20the%20end%20of%20the%2020th%20century%20and%20it%20concludes%20by%20identifying%20the%20challenges%20now%20facing%20the%20nation.%22%2C%22date%22%3A%2201%5C%2F2000%22%2C%22language%22%3A%22en%22%2C%22DOI%22%3A%2210.1080%5C%2F10511482.2000.9521374%22%2C%22ISSN%22%3A%221051-1482%2C%202152-050X%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fwww.tandfonline.com%5C%2Fdoi%5C%2Ffull%5C%2F10.1080%5C%2F10511482.2000.9521374%22%2C%22collections%22%3A%5B%22WK63SEK5%22%5D%2C%22dateModified%22%3A%222020-10-19T18%3A36%3A15Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22FHA%22%7D%2C%7B%22tag%22%3A%22GSE%22%7D%2C%7B%22tag%22%3A%22Housing%20Act%20%281949%29%22%7D%2C%7B%22tag%22%3A%22US%22%7D%2C%7B%22tag%22%3A%22affordable%20housing%22%7D%2C%7B%22tag%22%3A%22federal%22%7D%2C%7B%22tag%22%3A%22government-sponsored%20enterprises%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22housing%20policies%22%7D%2C%7B%22tag%22%3A%22housing%20policy%22%7D%2C%7B%22tag%22%3A%22housing%20policy%20-%20US%22%7D%2C%7B%22tag%22%3A%22policy%22%7D%2C%7B%22tag%22%3A%22state%20tenure%20bias%22%7D%5D%7D%7D%5D%7D
Martin, D. G., Hadizadeh Esfahani, A., Williams, O. R., Kruger, R., Pierce, J., & DeFilippis, J. (2020). Meanings of limited equity homeownership in community land trusts. Housing Studies, 35(3), 395–414. https://doi.org/10.1080/02673037.2019.1603363
Sharam, A. (2020). 'Deliberative development': Australia's Baugruppen movement and the challenge of greater social inclusion. Housing Studies, 35(1), 107–122. https://doi.org/10.1080/02673037.2019.1594712
Lawton, J. D. (2020). Limited Equity Cooperatives: The Non-Economic Value of Homeownership. Journal of Affordable Housing & Community Development Law, 23(3–4).
Hulse, K., Morris, A., & Pawson, H. (2019). Private Renting in a Home-owning Society: Disaster, Diversity or Deviance? Housing, Theory and Society, 36(2), 167–188. https://doi.org/10.1080/14036096.2018.1467964
Ehlenz, M. M., & Taylor, C. (2019). Shared Equity Homeownership in the United States: A Literature Review. Journal of Planning Literature, 34(1), 3–18. https://doi.org/10.1177/0885412218795142
Monbiot, G., Grey, R., Kenny, T., Macfarlane, L., Powell-Smith, A., Shrubsole, G., & Stratford, B. (2019). LAND FOR THE MANY: Changing the way our fundamental asset is used, owned and governed.
McCabe, B. J. (2019). Building a Nation of Homeowners Federal Housing Policy Ch.3. In No Place Like Home: Wealth, Community and the Politics of Homeownership.
McCabe, B. J. (2018). Costly, Regressive, and Ineffective: How Sensitive Is Public Support for the Mortgage Interest Deduction in the United States? Housing Policy Debate, 28(6), 963–978. https://doi.org/10.1080/10511482.2018.1494025
Lennartz, C., & Helbrecht, I. (2018). The housing careers of younger adults and intergenerational support in Germany's 'society of renters.' Housing Studies, 33(2), 317–336. https://doi.org/10.1080/02673037.2017.1338674
Ronald, R., & Lennartz, C. (2018). Housing careers, intergenerational support and family relations. Housing Studies, 33(2), 147–159. https://doi.org/10.1080/02673037.2017.1416070
Kohl, S. (2018). More Mortgages, More Homes? The Effect of Housing Financialization on Homeownership in Historical Perspective. Politics & Society, 46(2), 177–203. https://doi.org/10.1177/0032329218755750
Cowan, D., Carr, H., & Wallace, A. (2018). Ownership, narrative, things. Springer Berlin Heidelberg.
Lennartz, C., & Ronald, R. (2017). Asset-based Welfare and Social Investment: Competing, Compatible, or Complementary Social Policy Strategies for the New Welfare State? Housing, Theory and Society, 34(2), 201–220. https://doi.org/10.1080/14036096.2016.1220422
Arundel, R. (2017). Equity Inequity: Housing Wealth Inequality, Inter and Intra-generational Divergences, and the Rise of Private Landlordism. Housing, Theory and Society, 34(2), 176–200. https://doi.org/10.1080/14036096.2017.1284154
Haffner, M. E. A., Ong, R., Smith, S. J., & Wood, G. A. (2017). The edges of home ownership – the borders of sustainability. International Journal of Housing Policy, 17(2), 169–176. https://doi.org/10.1080/19491247.2017.1289717
Fernandez, R., & Aalbers, M. B. (2017). Housing and Capital in the Twenty-first Century: Realigning Housing Studies and Political Economy. Housing, Theory and Society, 34(2), 151–158. https://doi.org/10.1080/14036096.2017.1293379
André, S., Dewilde, C., & Luijkx, R. (2017). The tenure gap in electoral participation: instrumental motivation or selection bias? Comparing homeowners and tenants across four housing regimes. International Journal of Comparative Sociology, 58(3), 241–265. https://doi.org/10.1177/0020715217712779
Walks, A. (2016). Homeownership, Asset-based Welfare and the Neighbourhood Segregation of Wealth. Housing Studies, 31(7), 755–784. https://doi.org/10.1080/02673037.2015.1132685
Aalbers, M. B. (2016). The Financialization of Home and the Mortgage Market Crisis. COMPETITION & CHANGE, 12(2), 148–166. https://doi.org/10.4324/9781315668666
McCabe, B. J. (2016). Conclusion: Citizenship in a Nation of Homeowners. In No Place Like Home: Wealth, Community and the Politics of Homeownership. Oxford University Press. https://doi.org/10.1093/acprof:oso/9780190270452.001.0001
McCabe, B. J. (2016). Building Community? Homeownership and the Politics of Exclusion Ch. 5. In No Place Like Home: Wealth, Community and the Politics of Homeownership. Oxford University Press. https://doi.org/10.1093/acprof:oso/9780190270452.001.0001
McCabe, B. J. (2016). Selling the Citizen Homeowner: The Civic Roots of the American Dream Ch. 2. In No Place Like Home: Wealth, Community and the Politics of Homeownership.
Poppe, C., Collard, S., & Jakobsen, T. B. (2015). What has debt got to do with it? The Valuation of Homeownership in the Era of Financialization. Housing, Theory and Society, 1–18. https://doi.org/10.1080/14036096.2015.1089934
Murie, A., & Williams, P. (2015). A Presumption in Favour of Home Ownership? Reconsidering Housing Tenure Strategies. Housing Studies, 30(5), 656–676. https://doi.org/10.1080/02673037.2015.1025371
Rollwagen, H. (2015). Constructing Renters as a Threat to Neighbourhood Safety. Housing Studies, 30(1), 1–21. https://doi.org/10.1080/02673037.2014.925099
Henricks, K. (2015). Bursting Whose Bubble? The Racial Nexus Between Social Disaster, Housing Wealth, and Public Policy. Social Justice Research, 28(3), 318–338. https://doi.org/10.1007/s11211-015-0244-8
Forrest, R., & Hirayama, Y. (2015). The financialisation of the social project: Embedded liberalism, neoliberalism and home ownership. Urban Studies, 52(2), 233–244. https://doi.org/10.1177/0042098014528394
Crabtree, L. (2014). Community Land Trusts and Indigenous Housing in Australia—Exploring Difference-Based Policy and Appropriate Housing. Housing Studies, 29(6), 743–759. https://doi.org/10.1080/02673037.2014.898248
Ansell, B. (2014). The Political Economy of Ownership: Housing Markets and the Welfare State. American Political Science Review, 108(2), 383–402. https://doi.org/10.1017/S0003055414000045
Thaden, E., Greer, A., & Saegert, S. (2013). Shared Equity Homeownership: A Welcomed Tenure Alternative Among Lower Income Households. Housing Studies, 28(8), 1175–1196. https://doi.org/10.1080/02673037.2013.818621
Kuebler, M. (2013). Closing the Wealth Gap: A Review of Racial and Ethnic Inequalities in Homeownership: Racial and Ethnic Inequalities in Homeownership. Sociology Compass, 7(8), 670–685. https://doi.org/10.1111/soc4.12056
Herbert, C. E., McCue, D. T., & Sanchez-Moyano, R. (2013). Is Homeownership Still an Effective Means of Building Wealth for Low-income and Minority Households? (Was it Ever?). Joint Center for Housing Studies, Harvard University.
Barker, D. R. (2013). The Evidence Does Not Show That Homeownership Benefits Children. Cityscape, 15(2).
Ronald, R., & Elsinga, M. (2011). Beyond Home Ownership. Routledge.
King, P. (2010). Housing boom and bust: owner occupation, government regulation and the credit crunch. Routledge.
Looker, H. (2009). The Homeownership Component of the Canada-Ontario Affordable Housing Program: Critical Analysis of Program Objectives. Canadian Policy Research Networks.
Saegert, S., Fields, D., & Libman, K. (2009). DEFLATING THE DREAM: RADICAL RISK AND THE NEOLIBERALIZATION OF HOMEOWNERSHIP. Journal of Urban Affairs, 31(3), 297–317. https://doi.org/https://doi.org/10.1111/j.1467-9906.2009.00461.x
Smith, S. J., Searle, B. A., & Cook, N. (2009). Rethinking the Risks of Home Ownership. Journal of Social Policy, 38(1), 83–102. https://doi.org/https://doi.org/10.1017/S0047279408002560
Gray, K. A. (2008). Community Land Trusts in the United States. Journal of Community Practice, 16(1), 65–78. https://doi.org/10.1080/10705420801977999
Ruonavaara, H. (2008). HOME OWNERSHIP AND THE NORDIC HOUSING POLICIES IN THE “RETRENCHMENT PHASE.”
Mendelson, M. (2006). BUILDING ASSETS THROUGH HOUSING.
Kemeny, J. (2005). "The Really Big Trade‐Off" between Home Ownership and Welfare: Castles' Evaluation of the 1980 Thesis, and a Reformulation 25 Years on. Housing, Theory and Society, 22(2), 59–75. https://doi.org/10.1080/14036090510032727
Boelhouwer, P., & van der Heijden, H. (2005). Relationship between Reduction in Pension Provision and Growth in Homeownership. Housing, Theory and Society, 22(2), 76–79. https://doi.org/10.1080/14036090510032736
Dietz, R. D., & Haurin, D. R. (2003). The social and private micro-level consequences of homeownership. Journal of Urban Economics, 54(3), 401–450. https://doi.org/10.1016/S0094-1190(03)00080-9
Martinez, S. C. (2000). The Housing Act of 1949: Its Place in the Realization of the American Dream of Homeownership. Housing Policy Debate, 11(2), 467–487. https://doi.org/10.1080/10511482.2000.9521374
