6342983
shared equity housing - Canada
1
apa
50
date
1
1
title
1700
https://www.thehousinghub.ca/wp-content/plugins/zotpress/
%7B%22status%22%3A%22success%22%2C%22updateneeded%22%3Afalse%2C%22instance%22%3Afalse%2C%22meta%22%3A%7B%22request_last%22%3A0%2C%22request_next%22%3A0%2C%22used_cache%22%3Atrue%7D%2C%22data%22%3A%5B%7B%22key%22%3A%22TY2KRSPJ%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Lawson%22%2C%22parsedDate%22%3A%222017%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BLawson%2C%20M.%20%282017%29.%20%26lt%3Bi%26gt%3B%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fuwspace.uwaterloo.ca%5C%2Fbitstream%5C%2Fhandle%5C%2F10012%5C%2F11275%5C%2FLawson_Matthew.pdf%3Fsequence%3D5%26amp%3BisAllowed%3Dy%26%23039%3B%26gt%3BCollective%20Form%3A%20Infill%20housing%20and%20new%20domestic%20spaces%20in%20Toronto%26%23039%3Bs%20residential%20neighbourhoods%26lt%3B%5C%2Fa%26gt%3B%26lt%3B%5C%2Fi%26gt%3B%20%5BUniversity%20of%20Waterloo%5D.%20%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22thesis%22%2C%22title%22%3A%22Collective%20Form%3A%20Infill%20housing%20and%20new%20domestic%20spaces%20in%20Toronto%27s%20residential%20neighbourhoods%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Matthew%22%2C%22lastName%22%3A%22Lawson%22%7D%5D%2C%22abstractNote%22%3A%22Toronto%20is%20facing%20a%20housing%20crisis%2C%20the%20symptoms%20of%20which%20are%20apparent%20across%20the%20city%3B%20property%20values%20are%20increasing%20at%20a%20dizzying%20rate%2C%20rental%20vacancy%20rates%20are%20at%20historic%20lows%2C%20poverty%20and%20displacement%20are%20being%20made%20more%20visible%20by%20waves%20of%20gentrification.%20And%20yet%2C%20Toronto%20is%20undergoing%20a%20boom%20of%20residential%20construction%2C%20with%20high%20rise%20condominiums%20changing%20the%20fabric%20of%20large%20parts%20of%20the%20city.%20Housing%20in%20this%20climate%20is%20conceived%20as%20a%20speculative%20commodity%2C%20rather%20than%20as%20a%20space%20of%20dwelling%3B%20this%20is%20a%20crisis%20not%20only%20of%20affordability%20and%20access%20to%20housing%2C%20but%20also%20the%20quality%20of%20domestic%20space.%20This%20condition%20is%20not%20simply%20an%20issue%20of%20the%20current%20supply%20of%20housing%2C%20but%20inherent%20to%20its%20production%20and%20form.%20The%20thesis%20proposes%20an%20alternative%20to%20the%20contemporary%20production%20of%20housing%2C%20as%20a%20critical%20response%20to%20the%20housing%20crisis%20and%20contemporary%20domestic%20space.%20The%20historical%20evolution%20of%20residential%20typologies%20in%20the%20city%20makes%20legible%20policy%20and%20planning%20tools%20as%20well%20as%20socio-economic%20tendencies.%20The%20initial%20subdivision%20of%20large%20scale%20properties%20in%20the%20early%20city%20into%20individual%20residential%20lots%20and%20accompanying%20commodification%20of%20property%20led%20to%20the%20large-scale%20production%20of%20semi%20and%20detached%20single%20family%20homes%20as%20the%20dominant%20historic%20type%20in%20the%20city%2C%20creating%20a%20perceived%20image%20of%20Toronto%20as%20a%20%5Cu2018City%20of%20Homes%5Cu2019%20that%20persists%20into%20the%20present.%20Post%20war%20development%20expanded%20this%20production%20of%20single%20family%20homes%20to%20the%20suburbs%2C%20while%20displacing%20substantial%20urban%20communities%20through%20Urban%20Renewal%20schemes%20and%20the%20construction%20of%20high%20rise%20towers.%20While%20larger%20social%20and%20economic%20institutions%20have%20undergone%20rapid%20changes%20characterised%20by%20the%20current%20tendency%20towards%20neoliberalization%2C%20domestic%20space%20is%20still%20structured%20around%20the%20institution%20of%20the%20nuclear%20family%2C%20and%20the%20type%20of%20the%20single-family%20home.%20The%20thesis%20positions%20itself%20in%20the%20tradition%20of%20urban%20analysis%20and%20infill%20typologies%20proposed%20by%20architects%20like%20Diamond%20and%20Myers%20and%20George%20Baird%2C%20and%20associated%20reform%20planning%20movements%20that%20emerged%20in%20response%20to%20these%20patterns%20in%20the%201970%5Cu2019s%2C%20while%20imagining%20the%20possibilities%20of%20new%20domestic%20spaces%20that%20reflect%20contemporary%20living%20conditions.%20%5Cn%5CnBuilding%20upon%20this%20precedent%20of%20infill%20housing%2C%20the%20proposal%20contextualizes%20low-rise%20high%20density%20development%20within%20Toronto%5Cu2019s%20residential%20Neighbourhoods%3B%20large%20geographic%20areas%20of%20single%20family%20homes%20currently%20protected%20from%20any%20densification.%20The%20design%20proposal%20acts%20as%20a%20synthesis%20to%20these%20ideas%20about%20the%20form%20of%20contemporary%20domestic%20space%20and%20the%20contextual%20nature%20of%20infill%2C%20creating%20increased%20density%20for%20reasons%20of%20affordability%20for%20residents%2C%20but%20also%20to%20respond%20to%20both%20social%20and%20ecological%20sustainability%20made%20possible%20by%20increased%20density%20and%20more%20efficient%20land%20use.%20The%20logic%20of%20the%20building%20form%20is%20contextually%20responsive%2C%20establishing%20a%20series%20of%20setbacks%20based%20on%20the%20existing%20structure%20of%20the%20neighbourhoods%2C%20as%20well%20as%20manipulating%20the%20forms%20based%20on%20subtractive%20planes.%20A%20resident%20led%20development%20model%20is%20proposed%20to%20resist%20the%20commodification%20of%20housing%2C%20while%20creating%20spaces%20that%20are%20more%20suitable%20for%20a%20diverse%20range%20of%20contemporary%20domestic%20realities%20with%20reference%20both%20to%20international%20models%2C%20as%20well%20as%20a%20long%20history%20of%20cooperative%20housing%20in%20Toronto.%20The%20internal%20organization%20of%20the%20building%20reinforces%20these%20social%20organizational%20structures%20through%20the%20provision%20of%20common%20spaces%20and%20the%20collectivization%20of%20domestic%20labour.%20The%20replication%20of%20these%20typological%20experiments%20across%20the%20urban%20fabric%20allows%20us%20to%20envision%20the%20production%20of%20new%20forms%20of%20collective%20dwelling%20as%20a%20radical%20proposal%20for%20transforming%20the%20city%20and%20domestic%20space%20as%20a%20right%20to%20the%20city.%22%2C%22thesisType%22%3A%22%22%2C%22university%22%3A%22University%20of%20Waterloo%22%2C%22date%22%3A%222017%22%2C%22language%22%3A%22%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fuwspace.uwaterloo.ca%5C%2Fbitstream%5C%2Fhandle%5C%2F10012%5C%2F11275%5C%2FLawson_Matthew.pdf%3Fsequence%3D5%26isAllowed%3Dy%22%2C%22collections%22%3A%5B%5D%2C%22dateModified%22%3A%222020-11-17T16%3A37%3A45Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Canada%22%7D%2C%7B%22tag%22%3A%22Toronto%22%7D%2C%7B%22tag%22%3A%22cooperative%20housing%22%7D%2C%7B%22tag%22%3A%22cooperative%20housing%20-%20Canada%22%7D%2C%7B%22tag%22%3A%22dissertation%5C%2Fthesis%22%7D%2C%7B%22tag%22%3A%22infill%20-%20missing%20middle%20development%22%7D%2C%7B%22tag%22%3A%22infill%20-%20missing%20middle%20development%20-%20Toronto%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%20-%20Canada%22%7D%2C%7B%22tag%22%3A%22social%20housing%20-%20Canada%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22KCRP8ZLP%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Murray%20and%20Pearson%22%2C%22parsedDate%22%3A%222008%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMurray%2C%20C.%2C%20%26amp%3B%20Pearson%2C%20R.%20%282008%29.%20%26lt%3Bi%26gt%3B%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fauspace.athabascau.ca%5C%2Fbitstream%5C%2Fhandle%5C%2F2149%5C%2F1807%5C%2FBALTA%2520A1%2520-%2520Co-op%2520Housing%2520Report%2520-%2520F.pdf%3Fsequence%3D1%26amp%3BisAllowed%3Dy%26%23039%3B%26gt%3BInnovative%20Uses%20of%20Co-operative%20Housing%20Assets%20A%20BALTA%20Research%20Project%26lt%3B%5C%2Fa%26gt%3B%26lt%3B%5C%2Fi%26gt%3B.%20%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22report%22%2C%22title%22%3A%22Innovative%20Uses%20of%20Co-operative%20Housing%20Assets%20A%20BALTA%20Research%20Project%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Carol%22%2C%22lastName%22%3A%22Murray%22%7D%2C%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Rebecca%22%2C%22lastName%22%3A%22Pearson%22%7D%5D%2C%22abstractNote%22%3A%22The%20original%20objective%20of%20this%20study%20was%20to%20investigate%20the%20potential%20for%20leveraging%20%28or%20remortgaging%29%20these%20fully%20amortized%20%28and%20highly%20valuable%29%20housing%20cooperative%20assets%20to%20provide%20capital%20for%20the%20creation%20of%20new%20cooperative%20housing%2C%20strengthening%20the%20existing%20sector%2Cand%5C%2For%20other%20social%20economy%20purposes.%20Most%20housing%20co-ops%20have%20a%20land%20base%20or%20building%20assets%20worth%20millions%20of%20dollars.%20Once%20the%20mortgage%20has%20been%20paid%20off%2C%20co-ops%20will%20have%20the%20latitude%20to%20apply%20what%20would%20have%20formerly%20been%20mortgage%20expenditure%20to%20discretionary%20items%20and%20projects.%20Potential%20exists%20for%20co-ops%2C%20either%20individually%20or%20through%20national%20or%20regional%20pooling%2C%20to%20use%20these%20funds%20to%20augment%20the%20affordable%20housing%20stock%20or%20to%20fund%20a%20social%20enterprise%20as%20an%20offshoot%20of%20the%20co-operative%20housing%20project.%20%5Cn%5CnThis%20report%20provides%20a%20current%20state%20analysis%20of%20cooperative%20housing%20in%20Western%20Canada%2C%20and%20explores%20the%20issues%20and%20challenges%20that%20housing%20co-ops%20now%20face.%20It%20provides%20a%20background%20on%20cooperative%20housing%20and%20its%20history%20in%20Canada%20as%20well%20as%20a%20review%20of%20the%20findings%20from%20our%20primary%20research%2C%20including%20interviews%20with%20sector%20experts%2C%20data%20analysis%20and%20focus%20groups%20with%20individual%20housing%20co-ops%2C%20to%20draw%20out%20some%20of%20the%20common%20characteristics%20and%20complexities%20of%20the%20cooperative%20housing%20sector%20and%20its%20members.%20Finally%2C%20the%20report%20uses%20these%20findings%20to%20review%20the%20practical%20feasibility%20of%20the%20opportunities%20listed%20above%20and%20provides%20an%20assessment%20of%20which%20opportunities%20seem%20to%20be%20the%20most%20viable%20and%20significant%2C%20given%20the%20reality%20of%20the%20Canadian%20cooperative%20housing%20sector%20today.%22%2C%22reportNumber%22%3A%22%22%2C%22reportType%22%3A%22%22%2C%22institution%22%3A%22%22%2C%22date%22%3A%222008%22%2C%22language%22%3A%22en%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fauspace.athabascau.ca%5C%2Fbitstream%5C%2Fhandle%5C%2F2149%5C%2F1807%5C%2FBALTA%2520A1%2520-%2520Co-op%2520Housing%2520Report%2520-%2520F.pdf%3Fsequence%3D1%26isAllowed%3Dy%22%2C%22collections%22%3A%5B%2245YW8BL4%22%5D%2C%22dateModified%22%3A%222020-11-15T21%3A20%3A28Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Canada%22%7D%2C%7B%22tag%22%3A%22Expiring%20Operating%20Agreement%20%28EOA%29%22%7D%2C%7B%22tag%22%3A%22affordability%5C%2Foperating%20agreement%20expiry%22%7D%2C%7B%22tag%22%3A%22cooperative%20housing%22%7D%2C%7B%22tag%22%3A%22cooperative%20housing%20-%20Canada%22%7D%2C%7B%22tag%22%3A%22end%5Ctof%20operating%20agreements%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%20-%20Canada%22%7D%5D%7D%7D%2C%7B%22key%22%3A%22WINFZSTZ%22%2C%22library%22%3A%7B%22id%22%3A6342983%7D%2C%22meta%22%3A%7B%22creatorSummary%22%3A%22Mendelson%22%2C%22parsedDate%22%3A%222006%22%2C%22numChildren%22%3A1%7D%2C%22bib%22%3A%22%26lt%3Bdiv%20class%3D%26quot%3Bcsl-bib-body%26quot%3B%20style%3D%26quot%3Bline-height%3A%202%3B%20padding-left%3A%201em%3B%20text-indent%3A-1em%3B%26quot%3B%26gt%3B%5Cn%20%26lt%3Bdiv%20class%3D%26quot%3Bcsl-entry%26quot%3B%26gt%3BMendelson%2C%20M.%20%282006%29.%20%26lt%3Bi%26gt%3B%26lt%3Ba%20class%3D%26%23039%3Bzp-ItemURL%26%23039%3B%20href%3D%26%23039%3Bhttps%3A%5C%2F%5C%2Fmaytree.com%5C%2Fwp-content%5C%2Fuploads%5C%2F600ENG.pdf%26%23039%3B%26gt%3BBUILDING%20ASSETS%20THROUGH%20HOUSING%26lt%3B%5C%2Fa%26gt%3B%26lt%3B%5C%2Fi%26gt%3B.%20%26lt%3B%5C%2Fdiv%26gt%3B%5Cn%26lt%3B%5C%2Fdiv%26gt%3B%22%2C%22data%22%3A%7B%22itemType%22%3A%22report%22%2C%22title%22%3A%22BUILDING%20ASSETS%20THROUGH%20HOUSING%22%2C%22creators%22%3A%5B%7B%22creatorType%22%3A%22author%22%2C%22firstName%22%3A%22Michael%22%2C%22lastName%22%3A%22Mendelson%22%7D%5D%2C%22abstractNote%22%3A%22In%20dozens%20of%20cities%20across%20Canada%2C%20the%20last%20few%20years%20have%20seen%20middle%20class%20homeowners%5Cnspellbound%20by%20the%20dizzying%20spectre%20of%20escalating%20prices%20for%20homes%20in%20their%20neighbourhoods.%5CnToday%2C%20some%20homeowners%20find%20themselves%20sitting%20on%2C%20or%20in%2C%20substantial%20wealth%3B%20seemingly%20far%5Cnbeyond%20the%20amount%20they%20could%20have%20accumulated%20by%20saving%20a%20few%20dollars%20every%20month.%5CnAnecdotal%20reports%20of%20ordinary%20families%20with%20assets%20worth%20a%20million%20dollars%20and%20more%20have%20fuelled%5Cnthe%20perception%20that%20the%20road%20to%20riches%20runs%20through%20owning%20a%20home%20%5Cu2013%20for%20example%2C%20a%20recent%20story%5Cnin%20the%20Globe%20and%20Mail%20begins%20%5Cu201cNeighbours%20have%20been%20abuzz%20since%20an%20Annex%20semi%20recently%20sold%5Cnfor%20%241.4%20million.%5Cu201d%20%5BGlobe%20and%20Mail%2C%2015%20April%202006%2C%20M1%5D.%5Cn%5CnIs%20this%20gravy%20train%20real%3F%20And%2C%20if%20so%2C%20can%20lower%20income%20Canadians%20also%20hitch%20a%20ride%3F%20The%5Cnpurpose%20of%20this%20paper%20is%20to%20answer%20these%20questions%20by%3A%5Cn%5Cn1%29%20Assessing%20whether%20home%20ownership%20is%20a%20reasonable%20financial%20strategy%20for%20low%5Cnincome%20Canadians%20to%20increase%20their%20savings%3B%5Cn2%29%20Describing%20current%20initiatives%20to%20assist%20low%20income%20Canadians%20to%20own%20a%20home%3B%20and%5Cn3%29%20Assessing%20the%20extent%20to%20which%20these%20initiatives%20are%20effective%20in%20helping%20low%20income%5CnCanadians%20increase%20their%20savings.%5CnOf%20course%2C%20increasing%20savings%20is%20not%20the%20only%20possible%20policy%20objective%20for%20encouraging%5Cnhome%20ownership.%20In%20addition%20to%20enabling%20low-income%20families%20to%20increase%20their%20net%20assets%2C%20other%5Cnobjectives%20%5Badapted%20from%20Maxwell%202005%5D%20could%20include%3A%5Cn-%20A%20better%20quality%20of%20housing%20for%20lower%20income%20families%3B%5Cn-%20Improving%20family%20functioning%2C%20pride%20and%20social%20participation%20for%20low-income%5CnCanadians%3B%5Cn-%20Increasing%20the%20overall%20supply%20of%20affordable%20housing%3B%20and%5Cn-%20Creating%20viable%2C%20healthy%20mixed-income%20and%20mixed-tenure%20communities.%5Cn%5CnIt%20may%20well%20be%20that%20owning%20a%20home%20is%20a%20good%20or%20bad%20financial%20decision%2C%20but%20that%20the%5Cnfinancial%20rational%20should%20be%20outweighed%20by%20other%20more%20important%20considerations%2C%20such%20as%20these.%5CnWhen%20discussing%20current%20initiatives%20to%20assist%20low%20income%20home%20ownership%2C%20these%20other%20objectives%5Cnwill%20also%20need%20to%20be%20noted%3B%20however%2C%20weighing%20alternative%20objectives%20is%20not%20the%20role%20of%20this%20paper.%5CnHere%20we%20are%20focused%20solely%20on%20home%20ownership%20as%20a%20financial%20strategy.%22%2C%22reportNumber%22%3A%22%22%2C%22reportType%22%3A%22%22%2C%22institution%22%3A%22%22%2C%22date%22%3A%222006%22%2C%22language%22%3A%22en%22%2C%22url%22%3A%22https%3A%5C%2F%5C%2Fmaytree.com%5C%2Fwp-content%5C%2Fuploads%5C%2F600ENG.pdf%22%2C%22collections%22%3A%5B%22SYWR42QS%22%2C%22DWS7I358%22%2C%22WK63SEK5%22%2C%22IZWQVRKV%22%5D%2C%22dateModified%22%3A%222020-10-18T20%3A39%3A29Z%22%2C%22tags%22%3A%5B%7B%22tag%22%3A%22Canada%22%7D%2C%7B%22tag%22%3A%22affordable%20housing%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%22%7D%2C%7B%22tag%22%3A%22community%20land%20trust%20-%20Canada%22%7D%2C%7B%22tag%22%3A%22homeownership%22%7D%2C%7B%22tag%22%3A%22low-income%20home%20ownership%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20homeownership%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%22%7D%2C%7B%22tag%22%3A%22shared%20equity%20housing%20-%20Canada%22%7D%5D%7D%7D%5D%7D
Lawson, M. (2017). Collective Form: Infill housing and new domestic spaces in Toronto's residential neighbourhoods [University of Waterloo].
Murray, C., & Pearson, R. (2008). Innovative Uses of Co-operative Housing Assets A BALTA Research Project.
Mendelson, M. (2006). BUILDING ASSETS THROUGH HOUSING.